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SPECIFICTION
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AccessPay

accesspay.com

WebAPI
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Spec score 7.6 #5 of 23 in Payment Hub Software

What it is

AccessPay connects business finance and back-office systems to banks for payments, collections, and bank statement retrieval. It supports Bacs, Faster Payments, CHAPS, SWIFT, SEPA, and Direct Debit collections, and says it connects finance applications with more than 11,000 banks worldwide. ERP, payroll, and other back-office systems can connect through SWIFT, Host-to-Host, EBICS, sFTP, or API. Its file transformation engine handles formats including CSV, Standard18, and PAIN, as well as less common formats. Fraud and error controls include payment screening, beneficiary checking, sanctions screening, and Confirmation of Payee capabilities. Security measures listed include masked and encrypted transaction data, MFA or SSO login, user access controls, segregation of duties, and audit trails. The platform does not cap transaction count or value, though payment schemes may set their own value limits. Pricing is on request and depends on estimated annual transaction volumes, users, and required configurations and workflows. Initial setup carries a one-time professional services fee of 25%; bank fees are separate.

Spec sheet

What it does
AccessPay connects business finance and back-office systems to banks to automate payments, collections, and bank statement retrieval.Read 30 Sep 2026 · accesspay.com
Integrations
AccessPay describes integrations with ERP, payroll, and back-office systems and supports SWIFT, Host-to-Host, EBICS, sFTP, and API connections.Read 30 Sep 2026 · accesspay.com
Security
AccessPay says transaction data is masked and encrypted and lists MFA or SSO login, user access controls, segregation of duties, and audit trails.Read 30 Sep 2026 · accesspay.com
Support
AccessPay says its support team is available 24/7, with responses within one business day or 15 minutes for critical priority issues.Read 30 Sep 2026 · accesspay.com
Headquarters
Manchester, United KingdomRead 28 Sep 2026 · accesspay.com
Founded
2012Read 28 Sep 2026 · accesspay.com
Bacs bureau option
Customers without a Service User Number can use AccessPay as a bureau to handle Bacs payments on their behalf.Read 30 Sep 2026 · accesspay.com
Bank connectivity
AccessPay says its platform connects finance applications with more than 11,000 banks worldwide.Read 30 Sep 2026 · accesspay.com
Certifications
The FAQ lists ISO 27001, ISO 27701, ISO 22301, ISO 9001, ISO 20000, PCI-DSS, Cyber Essentials, Cyber Essentials Plus, and SOC 2 Type I and Type II certifications.Read 30 Sep 2026 · accesspay.com
File formats
Its file transformation engine supports common payment formats including CSV, Standard18, and PAIN, as well as less common formats.Read 30 Sep 2026 · accesspay.com
Fraud controls
Fraud and error controls include payment screening, beneficiary checking, sanctions screening, and Confirmation of Payee capabilities.Read 30 Sep 2026 · accesspay.com
Implementation
The company says implementation can take as little as four to twelve weeks and reports onboarding a council within four weeks.Read 30 Sep 2026 · accesspay.com
Limits
AccessPay says it does not cap transaction count or value, though payment schemes may set their own transaction value limits.Read 30 Sep 2026 · accesspay.com
Payment types
The platform supports Bacs, Faster Payments, CHAPS, SWIFT, SEPA, and Direct Debit collections.Read 30 Sep 2026 · accesspay.com
Who it is for
AccessPay describes its customers as finance and treasury teams, with examples ranging from small charities to FTSE companies.Read 30 Sep 2026 · accesspay.com

Plans and prices

AccessPay platform subscription Price not published Flat annual subscription; price based on estimated annual transaction volumes, number of users, and required data configurations and submission workflows. One-time professional services fee of 25% for initial setup; bank fees are separate. No platform transaction fees · No transaction count or value cap stated, subject to payment scheme limits Read 30 Sep 2026 · accesspay.com

Every AccessPay plan and price →

Strong points and limits

Strong points

  • Supports six named payment types and channels.
  • Connects with more than 11,000 banks worldwide.
  • Includes payment screening and beneficiary checks.
  • Lists MFA or SSO, access controls, and audit trails.
  • 24/7 support is available.

Limits

  • Pricing is on request.
  • Initial setup has a one-time 25% professional services fee.
  • Bank fees are separate.
  • Payment schemes may set transaction value limits.

Who it suits

AccessPay is aimed at finance and treasury teams, with customers ranging from small charities to FTSE companies. Organizations without a Bacs Service User Number can use it as a bureau for Bacs payments.

Verdict

AccessPay covers bank connectivity, payment processing, collections, and financial-system integrations, with multiple controls and supported formats. Buyers should request pricing and account for setup and bank fees separately.

Where Specifiction places it

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