ACH Payments pricing
4 plans read from ach-payments.com
Recurring ACH calculator assumption$0.25, paid once $0.25 per ACH transaction and $2 per returnCalculator assumes a 1.5% ACH decline rate Read 15 Oct 2026 · ach-payments.com
ChurchSquare special pricing$0.35 a month $20.00 monthly for three accounts plus reporting and 800# support; ACH transaction fee is .35 each, plus .01 gateway fee per transaction and $2.50 per return; $0 application fee.For ChurchSquare users · prices apply to the described ACH and gateway services Read 4 Oct 2026 · ach-payments.com
ChurchSquare$20 a month $20.00 monthly for three accounts, reporting and 800-number support; ACH $0.35 per transaction; ACH returns $2.50; gateway $0.01 per transaction; $0 application feeRequires application, voided check and two months of bank statements · typical approval 4–5 business days Read 15 Oct 2026 · ach-payments.com
WaterFlex AutoDebit$29 a month $29 monthly for ACH account, card merchant account, gateway and 800-number support; ACH $0.30 per transaction; returns $2.50Pricing page includes a dated limited-time offer with free setup and first-month credit Read 15 Oct 2026 · ach-payments.com
In short
- ACH Payments lists no free plan.
- Paid plans published: 4, from $0.35 a month.
What the alternatives costAll alternatives →
| Tool | From | Free plan | Free trial |
|---|---|---|---|
| OpenACH | — | Yes | No |
| Rotessa | $0.35/mo | No | Yes |
| First ACH API | — | No | Yes |
| GoCardless Bank Account Data | — | Yes | No |
| ACHPAY.AI | — | No | Yes |
| Authorize.net | $25/mo | No | No |
| ACHQ | $39/mo | No | No |
| Paymentus | — | No | No |