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AllCloud Loan Management System

allcloud.in

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Spec score 7.7 #10 of 30 in Loan Management Software

What it is

AllCloud Loan Management System manages post-disbursement repayments, collections, accounting, and compliance for banks, NBFCs, MFIs, and digital lenders. Its servicing capabilities include EMI and interest calculations, repayment schedules, overdue tracking, collections, recovery workflows, accounting, and reconciliation. The system supports auto, business, MSME, personal, microfinance, gold, home, EV, and loan-against-property products on one platform. Lenders can handle amendments, part-prepayments, foreclosures, restructures, closures, and recalculations. It provides centralized loan and collateral document management, account statements, certificates, and reporting tools. Borrower alerts can be sent by SMS, WhatsApp, email, or app notifications, and the API-first architecture can connect to mobile apps and customer portals. AllCloud describes the system as multi-tenant SaaS, with dedicated deployment as an option. The vendor says it maintains RBI-aligned audit trails, transaction logs, compliance MIS, and CIC and regulatory reporting support. Pricing is on request.

Spec sheet

Purpose
The loan management system handles post-disbursement repayments, collections, accounting, and compliance for banks, NBFCs, MFIs, and digital lenders.Read 7 Oct 2026 · allcloud.in
Intended users
The vendor describes the LMS as built for banks, NBFCs, MFIs, and digital lenders, including digital, assisted, and field-led lending operations.Read 7 Oct 2026 · allcloud.in
Deployment
AllCloud describes its platform as a multi-tenant SaaS application and says dedicated deployment is available as an option.Read 7 Oct 2026 · allcloud.in
Integrations
The LMS uses an API-first architecture and can integrate with mobile apps, customer portals, and other interfaces.Read 7 Oct 2026 · allcloud.in
Security
The product page displays SOC 2 Type 2, ISO 27001, AES-256 encryption, VAPT, and AWS badges.Read 7 Oct 2026 · allcloud.in
Compliance
AllCloud says the system maintains RBI-aligned audit trails, transaction logs, and compliance MIS, with CIC and regulatory reporting support.Read 7 Oct 2026 · allcloud.in
Support
AllCloud says it provides structured onboarding, role-based training, and ongoing support for LMS users.Read 7 Oct 2026 · allcloud.in
Headquarters
Hyderabad, IndiaRead 28 Sep 2026 · allcloud.in
Company
The maker is AllCloud Enterprise Solutions Private Limited; its about page describes a global presence in more than six countries.Read 7 Oct 2026 · allcloud.in
Audit and compliance
The system maintains RBI-aligned audit trails, transaction logs, compliance MIS, and regulatory reporting, according to its FAQ.Read 7 Oct 2026 · allcloud.in
Borrower communications
The system supports borrower alerts through SMS, WhatsApp, email, and app notifications.Read 7 Oct 2026 · allcloud.in
Collections and recovery
The system supports delinquency tracking, automatic NPA tagging, penalty workflows, repossession triggers, and legal case tracking.Read 7 Oct 2026 · allcloud.in
Documents and reporting
The system provides centralized loan and collateral document management, statements of account, certificates, and reporting tools.Read 7 Oct 2026 · allcloud.in
Loan products
It supports multiple loan products, including auto, business and MSME, personal, microfinance, and gold loans, on one platform.Read 7 Oct 2026 · allcloud.in
Loan servicing
It supports EMI and interest calculations, overdue tracking, collections and recovery workflows, accounting, and reconciliation.Read 7 Oct 2026 · allcloud.in
Mobile access
The product page describes mobility as central to modern lending and shows a mobile loan management app.Read 7 Oct 2026 · allcloud.in
Restructuring and closures
Features include loan amendments, part-prepayments, foreclosures, loan closures, and recalculations.Read 7 Oct 2026 · allcloud.in
Scalability
AllCloud describes the LMS as cloud-native and says lenders can scale loan volumes, add branches or geographies, and launch products without system rework.Read 7 Oct 2026 · allcloud.in
Security claims
The product page displays SOC 2, ISO 27001, AES-256 encryption, and vulnerability assessment and penetration testing badges.Read 7 Oct 2026 · allcloud.in
Servicing features
Features include EMI and interest calculations, repayment schedules, collections, overdue tracking, prepayments, foreclosures, restructures, and loan closures.Read 7 Oct 2026 · allcloud.in

Strong points and limits

Strong points

  • Supports multiple loan products on one platform
  • Includes repayment, collection, and recovery workflows
  • Borrower alerts support SMS, WhatsApp, email, and app notifications
  • API-first architecture connects to apps and portals

Limits

  • Pricing is available on request
  • Dedicated deployment is an option, not the default
  • Designed for institutional and digital lenders

Who it suits

The system is intended for banks, NBFCs, MFIs, and digital lenders handling digital, assisted, or field-led lending operations. It may suit lenders managing multiple loan products and post-disbursement workflows on one platform.

Verdict

AllCloud covers a broad set of post-disbursement servicing, collections, and reporting tasks across multiple loan types. Lenders should request pricing and clarify deployment and integration needs with the vendor.

Where Specifiction places it

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