autotax

Spec sheet

What it does

autotax categorises bank-statement transactions, calculates South African income tax and helps users prepare and submit returns to SARS.Read 15 Oct 2026 · autotax.co.za

Purpose

autotax categorises bank statement transactions, calculates South African income tax, and helps prepare and submit returns to SARS.Read 7 Oct 2026 · autotax.co.za

Free plan

NoRead 22 Sep 2026 · autotax.co.za

Integrations

Settled Auto can forward statement emails using user-configured Gmail or Outlook filters and supports the eight listed South African banks.Read 7 Oct 2026 · autotax.co.za

Security

The security page describes column-level AES-256-GCM encryption, per-user data isolation, passkey-only authentication, and append-only audit logs.Read 7 Oct 2026 · autotax.co.za

Support

The site offers email contact and an optional R399 consultation providing 30 minutes with a registered tax practitioner.Read 15 Oct 2026 · autotax.co.za

AI categorisation

Anthropic Claude categorises transactions against a SARS-aligned chart and sends uncertain items for user confirmation.Read 15 Oct 2026 · autotax.co.za

AI data training

autotax says only transaction descriptions and amounts are sent to Claude, and Anthropic says commercial API data is not used for model training unless customers opt in.Read 15 Oct 2026 · privacy.claude.com

AI privacy

The FAQ says Anthropic Claude is used for transaction categorisation, that Anthropic does not train on data sent through its commercial API, and that autotax sends transaction descriptions and amounts without PII.Read 7 Oct 2026 · autotax.co.za

API and SDK

The public product pages provide no API, SDK or developer documentation.Read 15 Oct 2026 · autotax.co.za

Authentication

Authentication uses WebAuthn passkeys through Better Auth, with MFA required for bank uploads, submissions and payout-detail changes.Read 15 Oct 2026 · autotax.co.za

Automation integration

Settled Auto uses a unique forwarding address with Gmail or Outlook filters to capture monthly bank statements.Read 15 Oct 2026 · autotax.co.za

Bank inputs

Users upload PDF statements from FNB, Standard Bank, Nedbank, Absa, Capitec, Investec, TymeBank or Discovery Bank.Read 15 Oct 2026 · autotax.co.za

Bank statement sources

The site lists PDF statements from FNB, Standard Bank, Nedbank, Absa, Capitec, Investec, TymeBank, and Discovery Bank.Read 7 Oct 2026 · autotax.co.za

Company legal status

The terms say the operating Pty Ltd is still to be incorporated and the founder currently operates autotax as a sole proprietor.Read 15 Oct 2026 · autotax.co.za

Company location

The company describes itself as built in South Africa, but does not publish a city headquarters or founder name.Read 15 Oct 2026 · autotax.co.za

Data handling

The maker says uploaded statements are deleted within 24 hours after processing and that data remains in South Africa.Read 7 Oct 2026 · autotax.co.za

Data residency

The database and object storage are described as Johannesburg-region services, with data kept in South Africa except non-PII queue metadata.Read 15 Oct 2026 · autotax.co.za

Eligibility

The terms describe eligibility as South African tax residents who are individuals, sole proprietors, or one-person Pty Ltds with annual turnover under R1 million.Read 7 Oct 2026 · autotax.co.za

Email integrations

The product documents Gmail and Outlook forwarding rather than bank-login or open-banking connections.Read 15 Oct 2026 · autotax.co.za

External filing process

SARS eFiling pre-populates taxpayer details and validates an IRP6 for errors or omissions before filing confirmation.Read 15 Oct 2026 · sars.gov.za

External outage record

SARS published a maintenance notice for eFiling downtime on 24 May 2026 from 00:00 to 06:00.Read 15 Oct 2026 · sars.gov.za

External tax context

SARS states that non-auto-assessed non-provisional individuals must submit ITR12 by 23 October 2026 to avoid administrative penalties.Read 15 Oct 2026 · sars.gov.za

Human review

Year-on-year changes above 40 percent, large refunds and first-time provisional filers can be held for practitioner review.Read 15 Oct 2026 · autotax.co.za

Investment income

YesRead 22 Sep 2026 · autotax.co.za

Learning rules

Corrected transaction categories become learned vendor rules, and users can create overriding rules themselves.Read 15 Oct 2026 · autotax.co.za

Limit: company size

Eligibility is limited to South African tax residents, individuals, sole proprietors and one-person Pty Ltds with annual turnover below R1 million.Read 15 Oct 2026 · autotax.co.za

Limit: document format

Scanned PDFs may fail parsing and require the user to provide a digital replacement.Read 15 Oct 2026 · autotax.co.za

Limit: outages

The terms warn that SARS eFiling can have scheduled or unscheduled downtime and submissions may be queued.Read 15 Oct 2026 · autotax.co.za

Limit: tax scope

The MVP excludes VAT201, payroll EMP201/EMP501, trust returns, multi-employee company returns, multi-signatory flows and most foreign-income cases.Read 15 Oct 2026 · autotax.co.za

Mobile access

web_onlyRead 22 Sep 2026 · autotax.co.za

Mobile availability

The roadmap says native mobile apps are not yet available and the current interface is mobile-responsive web.Read 15 Oct 2026 · autotax.co.za

Notable limits

The maker lists VAT, payroll, trust returns, multi-employee company returns, multi-signatory consent flows, and native mobile apps as future roadmap items.Read 7 Oct 2026 · autotax.co.za

Platform availability

The pricing page says autotax currently ships as mobile-responsive web and lists native mobile apps as future work.Read 7 Oct 2026 · autotax.co.za

Rental income

YesRead 22 Sep 2026 · autotax.co.za

Returns supported

The service supports IRP6 provisional, ITR12 individual, and ITR14 one-person Pty Ltd returns.Read 7 Oct 2026 · autotax.co.za

SARS submission

The user must tap approval; autotax says it never submits automatically and records the approval as a taxpayer affirmation.Read 15 Oct 2026 · autotax.co.za

Security encryption

Sensitive fields are protected with column-level AES-256-GCM encryption and transport is TLS 1.3.Read 15 Oct 2026 · autotax.co.za

Self-employment support

YesRead 22 Sep 2026 · autotax.co.za

Self-hosting

The service is presented as a hosted software service and provides no self-hosting option.Read 15 Oct 2026 · autotax.co.za

State filing

noneRead 22 Sep 2026 · autotax.co.za

Statement retention

Uploaded PDFs are automatically deleted within 24 hours after successful parsing, while derived tax records remain for five years.Read 15 Oct 2026 · autotax.co.za

Supported returns

The service supports IRP6 provisional returns, ITR12 individual returns and ITR14 returns for one-person Pty Ltds.Read 15 Oct 2026 · autotax.co.za

Tax categorisation

Transactions are categorised against a SARS-aligned chart of accounts, and uncertain items are flagged for user confirmation.Read 7 Oct 2026 · autotax.co.za

Validation

Returns pass twelve checks covering missing fields, duplicates, unusual year-on-year changes, deduction ratios and tax recalculation.Read 15 Oct 2026 · autotax.co.za

Workflow

Users upload PDF bank statements, review categorised transactions, and approve returns before submission; the service says it never auto-submits.Read 7 Oct 2026 · autotax.co.za

Plans and prices

Every autotax plan and price →

Where Specifiction places it

• Tax Software#25 of 1498.7
• Personal Tax Software#26 of 1238.6