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SPECIFICTION
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CashOnTime

cashontime.com

WebAPI
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Spec score 7.7 #6 of 30 in Cash Application Software

What it is

CashOnTime is an Invoice-to-Cash platform for finance departments, bringing together credit management, collections, disputes, payment matching, online payments and cash forecasting. Its collection tools automate multichannel reminders, adapt scenarios and use AI to prioritize actions. Payment reconciliation combines AI with business rules to handle partial payments, discounts, exchange-rate differences, credit notes and transactions across entities. Teams can centralize deductions and disputes, while a customer portal lets customers view invoices, discuss disputes, submit supporting documents and pay online. Credit tools assess solvency, apply policies and alert teams to unusual behavior or policy exceedances. Consolidated dashboards forecast from payment behavior, detected risks and transaction history across subsidiaries and ERP environments. CashOnTime is presented as a SaaS platform with web access and an API; its maker describes standardized REST API exchange and customizable ERP connectors, naming SAP, Oracle, Microsoft Dynamics and Sage as examples of supported environments. Implementation services include integration, setup, training and ongoing optimization. The CashOnTime brand launched in 2012; pricing is on request.

Spec sheet

Product
CashOnTime is an AI-driven Invoice-to-Cash platform for finance departments.Read 30 Sep 2026 · cashontime.com
Deployment
CashOnTime is presented as a SaaS platform with cloud hosting, automatic updates, scalability, and access from any internet-connected device.Read 30 Sep 2026 · cashontime.com
Integrations
The partner ecosystem includes credit insurance, mail, electronic invoicing, financial information, payment, and SMS services; named partners include Allianz Trade, Groupama, AR24, Maileva, Chorus Pro, Altares, Creditsafe, Ellisphere, Infolégale, Stripe, and AVM UP.Read 30 Sep 2026 · cashontime.com
Security
The maker describes the SaaS platform as robust, secure, and scalable, with high availability, automatic updates, and enhanced security.Read 30 Sep 2026 · cashontime.com
Support
Deployment support includes audit, scoping, setup, training, go-live, continuous improvement, and an expert helpdesk with teams based in France.Read 30 Sep 2026 · cashontime.com
Headquarters
Limonest, FranceRead 28 Sep 2026 · cashontime.com
Founded
2012Read 28 Sep 2026 · cashontime.com
Company
CashOnTime is published and developed by DIMO Software, which states that it was created in 1995.Read 30 Sep 2026 · cashontime.com
AI and data
The maker says its AI models are developed and maintained in-house on its own infrastructure, and debtor data are not used to train models shared across client companies.Read 30 Sep 2026 · cashontime.com
Collection
It supports automated multichannel dunning, adaptive scenarios, and AI prioritization of collection actions.Read 30 Sep 2026 · cashontime.com
Credit risk
It analyzes customer solvency in real time, applies credit policies, and alerts teams about exceedances or unusual behaviors.Read 30 Sep 2026 · cashontime.com
Customer portal
The customer portal lets customers view invoices and statements, pay online, report disputes, submit payment promises, and message account managers.Read 30 Sep 2026 · cashontime.com
Deployment and support
CashOnTime describes implementation services including integration, setup, training, ongoing optimization, and support, with a DIMO Software helpdesk based in France.Read 30 Sep 2026 · cashontime.com
Disputes
It centralizes customer deductions and disputes, categorizes them, and identifies root causes.Read 30 Sep 2026 · cashontime.com
ERP compatibility
The company names SAP, Oracle, Microsoft Dynamics, and Sage as examples of ERP environments supported.Read 30 Sep 2026 · cashontime.com
ERP connectivity
The maker describes standardized REST API data exchange with ERPs and customizable ERP connectors.Read 30 Sep 2026 · cashontime.com
Forecasting
It provides consolidated multi-subsidiary and multi-ERP dashboards with forecasts based on payment behavior, detected risks, and transaction history.Read 30 Sep 2026 · cashontime.com
History
The CashOnTime brand launched in 2012, and DIMO Software took over the product in 2016, according to the company history.Read 30 Sep 2026 · cashontime.com
Intended customers
The product is aimed at finance departments facing high volumes, complex B2B flows, multiple sites or subsidiaries, multiple ERPs, and frequent disputes.Read 30 Sep 2026 · cashontime.com
Matching
Its AI and business rules reconcile complex payments, including partial payments, discounts, exchange-rate differences, credit notes, and transactions across entities.Read 30 Sep 2026 · cashontime.com
Payment matching
It reconciles payments using AI and business rules, including partial payments, discounts, exchange-rate differences, credit notes, and transactions across entities.Read 30 Sep 2026 · cashontime.com
Receivables
It combines customer credit management, collections, disputes, payment matching, customer portals, online payments, and cash forecasting.Read 30 Sep 2026 · cashontime.com
Support portal
The DIMO extranet provides real-time ticket monitoring, centralized history, 24/7 access, and traceability of exchanges.Read 30 Sep 2026 · cashontime.com
Target customers
The maker targets finance departments dealing with high volumes, multiple sites or ERPs, frequent disputes, and complex B2B processes.Read 30 Sep 2026 · cashontime.com

Strong points and limits

Strong points

  • Automates multichannel collections and prioritizes actions with AI.
  • Reconciles complex payments using AI and business rules.
  • Customer portal supports invoice review, disputes, documents and payments.
  • Forecasts draw on behavior, risks and transaction history.
  • Custom ERP connectors and REST API exchange are described.

Limits

  • Pricing is available on request.
  • The stated customer focus is finance departments with complex workflows.

Who it suits

CashOnTime is aimed at finance departments handling high volumes, complex B2B processes, multiple sites or ERPs, or frequent disputes. Its features address teams managing collections, payment reconciliation, credit risk and cash forecasts.

Verdict

CashOnTime covers receivables workflows from collections and disputes to payment matching and forecasting. Its listed capabilities target complex finance operations, while prospective customers need to request pricing.

Where Specifiction places it

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