Tech riderRev. 20 Sept 2026
ClearBank Embedded Banking
- 1Runs onAPI
- 2CostsNot stated by the maker
- 3Embedded accountsYes
- 4Payment railsfaster payments
- 5KYC/AML toolsYes
- 6LedgerYes
- 7Supported regionsUK
6 lines stated Written from the maker's own pages: clear.bank

Overview
ClearBank Embedded Banking is ranked #21 of 31 in banking-as-a-service platforms on Specifiction. It runs on API. There is no free plan.
Compared on banking-as-a-service platforms
- Free plan
- Noclear.bank
- Embedded accounts
- Yesclear.bank
- Payment rails
- faster_paymentsclear.bank
- KYC/AML tools
- Yesclear.bank
- Ledger
- Yesclear.bank
- Supported regions
- UKclear.bank
Facts
- What it does
- ClearBank provides regulated banking infrastructure so businesses can offer financial products under their own brand without becoming a bank.clear.bank · 8 Oct 2026
- Accounts
- The offering includes retail and business current accounts, savings accounts, Flexible Cash ISAs, service accounts and operating accounts.clear.bank · 8 Oct 2026
- Deposit protection
- Eligible deposits are protected by the FSCS up to £120,000 per person, per bank.clear.bank · 8 Oct 2026
- Payments
- Current accounts support UK payment schemes including Faster Payments and CHAPS, and the page also describes Bacs access for current accounts.clear.bank · 8 Oct 2026
- Interest
- ClearBank calculates interest through daily accruals and monthly payments, while the partner chooses the customer rate.clear.bank · 8 Oct 2026
- Integration
- The API-first integration includes a simulation environment, webhook configuration for real-time notifications and a developer portal.clear.bank · 8 Oct 2026
- Integration time
- ClearBank says average API integration takes 30–45 days, with its fastest recorded integration taking 14 days.clear.bank · 8 Oct 2026
- Compliance responsibilities
- Partners manage customer-facing onboarding and ongoing monitoring within ClearBank’s oversight framework; ClearBank owns the KYC process and retains ultimate regulatory accountability.clear.bank · 8 Oct 2026
- Intended customers
- The product is designed for established regulated firms, including fintechs, wealthtechs, corporates and platforms with a proven track record.clear.bank · 8 Oct 2026
- Availability
- The listed Embedded Banking products are available in the UK.clear.bank · 8 Oct 2026
- Security certifications
- ClearBank says its Information Security Management System is certified to ISO 27001 and its Business Continuity Management System is certified to ISO 22301.clear.bank · 8 Oct 2026
- Price
- The Embedded Banking page directs prospective partners to contact sales and does not state a price.clear.bank · 8 Oct 2026
Company
- Founded
- 2016clear.bank · 28 Sept 2026
- Headquarters
- London, United Kingdomclear.bank · 28 Sept 2026
Best ClearBank Embedded Banking alternatives
See all 20 All accessCh 01 Railsr Free planFree trialAPI Free to start7.3 All accessCh 02 Swan Cards Free planAPIWeb from €2,990/mo7.0 All accessCh 03 Unit AndroidAPI 7.0 All accessCh 04 Vodeno Cloud Platform AndroidAPI 7.0 All accessCh 05 Paynetics Card Issuing AndroidAPI 6.9 All accessCh 06 Stripe Treasury Free planAPIWeb Free to start6.9
Where it ranks on Specifiction
Is ClearBank Embedded Banking yours?
Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.
Sources
- clear.bank/solutions/embedded-banking· checked 8 Oct 2026
- clear.bank/security/security-overview· checked 8 Oct 2026


