Tech riderRev. 20 Sept 2026
  1. 1Runs onAPI
  2. 2CostsNot stated by the maker
  3. 3Embedded accountsYes
  4. 4Payment railsfaster payments
  5. 5KYC/AML toolsYes
  6. 6LedgerYes
  7. 7Supported regionsUK
6 lines stated Written from the maker's own pages: clear.bank
The ClearBank Embedded Banking homepage

Overview

ClearBank Embedded Banking is ranked #21 of 31 in banking-as-a-service platforms on Specifiction. It runs on API. There is no free plan.

Compared on banking-as-a-service platforms

Free plan
Noclear.bank
Embedded accounts
Yesclear.bank
Payment rails
faster_paymentsclear.bank
KYC/AML tools
Yesclear.bank
Ledger
Yesclear.bank
Supported regions
UKclear.bank

Facts

What it does
ClearBank provides regulated banking infrastructure so businesses can offer financial products under their own brand without becoming a bank.clear.bank · 8 Oct 2026
Accounts
The offering includes retail and business current accounts, savings accounts, Flexible Cash ISAs, service accounts and operating accounts.clear.bank · 8 Oct 2026
Deposit protection
Eligible deposits are protected by the FSCS up to £120,000 per person, per bank.clear.bank · 8 Oct 2026
Payments
Current accounts support UK payment schemes including Faster Payments and CHAPS, and the page also describes Bacs access for current accounts.clear.bank · 8 Oct 2026
Interest
ClearBank calculates interest through daily accruals and monthly payments, while the partner chooses the customer rate.clear.bank · 8 Oct 2026
Integration
The API-first integration includes a simulation environment, webhook configuration for real-time notifications and a developer portal.clear.bank · 8 Oct 2026
Integration time
ClearBank says average API integration takes 30–45 days, with its fastest recorded integration taking 14 days.clear.bank · 8 Oct 2026
Compliance responsibilities
Partners manage customer-facing onboarding and ongoing monitoring within ClearBank’s oversight framework; ClearBank owns the KYC process and retains ultimate regulatory accountability.clear.bank · 8 Oct 2026
Intended customers
The product is designed for established regulated firms, including fintechs, wealthtechs, corporates and platforms with a proven track record.clear.bank · 8 Oct 2026
Availability
The listed Embedded Banking products are available in the UK.clear.bank · 8 Oct 2026
Security certifications
ClearBank says its Information Security Management System is certified to ISO 27001 and its Business Continuity Management System is certified to ISO 22301.clear.bank · 8 Oct 2026
Price
The Embedded Banking page directs prospective partners to contact sales and does not state a price.clear.bank · 8 Oct 2026

Company

Founded
2016clear.bank · 28 Sept 2026
Headquarters
London, United Kingdomclear.bank · 28 Sept 2026

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Sources