ClearBank Embedded Banking
clear.bank
Spec sheet
- What it does
- ClearBank provides regulated banking infrastructure so businesses can offer financial products under their own brand without becoming a bank.Read 8 Oct 2026 · clear.bank
- Compliance
- Partners handle customer-facing onboarding and ongoing monitoring within ClearBank’s oversight framework, while ClearBank sets minimum due diligence standards and retains ultimate regulatory accountability.Read 8 Oct 2026 · clear.bank
- Headquarters
- London, United KingdomRead 28 Sep 2026 · clear.bank
- Founded
- 2016Read 28 Sep 2026 · clear.bank
- Accounts
- The offering includes retail and business current accounts, savings accounts, Flexible Cash ISAs, service accounts and operating accounts.Read 8 Oct 2026 · clear.bank
- API integration
- The API offering includes a simulation environment, webhook configuration for real-time notifications and a developer portal.Read 8 Oct 2026 · clear.bank
- Availability
- The listed Embedded Banking products are available in the UK.Read 8 Oct 2026 · clear.bank
- Cash ISA limit
- The Flexible Cash ISA has a £20,000 annual contribution limit and is available to UK retail customers only.Read 8 Oct 2026 · clear.bank
- Compliance responsibilities
- Partners manage customer-facing onboarding and ongoing monitoring within ClearBank’s oversight framework; ClearBank owns the KYC process and retains ultimate regulatory accountability.Read 8 Oct 2026 · clear.bank
- Deposit protection
- Eligible deposits are protected by the FSCS up to £120,000 per person, per bank.Read 8 Oct 2026 · clear.bank
- Integration
- The API-first integration includes a simulation environment, webhook configuration for real-time notifications and a developer portal.Read 8 Oct 2026 · clear.bank
- Integration time
- ClearBank says average API integration takes 30–45 days, with its fastest recorded integration taking 14 days.Read 8 Oct 2026 · clear.bank
- Integration timing
- ClearBank says average API integration takes 30–45 days, with its fastest on record at 14 days.Read 8 Oct 2026 · clear.bank
- Intended customers
- The product is designed for established regulated firms, including fintechs, wealthtechs, corporates and platforms with a proven track record.Read 8 Oct 2026 · clear.bank
- Interest
- ClearBank calculates interest through daily accruals and monthly payments, while the partner chooses the customer rate.Read 8 Oct 2026 · clear.bank
- Payments
- Current accounts support UK payment schemes including Faster Payments and CHAPS, and the page also describes Bacs access for current accounts.Read 8 Oct 2026 · clear.bank
- Price
- The Embedded Banking page directs prospective partners to contact sales and does not state a price.Read 8 Oct 2026 · clear.bank
- Products
- The offering includes current accounts, savings accounts, a Flexible Cash ISA, service accounts and operating accounts.Read 8 Oct 2026 · clear.bank
- Savings variants
- ClearBank lists five savings variants: retail, business, joint, under-16 and 16–17 accounts.Read 8 Oct 2026 · clear.bank
- Security certifications
- ClearBank says its Information Security Management System is certified to ISO 27001 and its Business Continuity Management System is certified to ISO 22301.Read 8 Oct 2026 · clear.bank
- Service account limit
- Service accounts accept funds only from a customer’s pre-nominated external account, which the partner must capture and verify during onboarding.Read 8 Oct 2026 · clear.bank
Plans and prices
Embedded Banking Priced on request Contact sales · commercial terms not listed Read 8 Oct 2026 · clear.bank
Where Specifiction places it
- Banking-as-a-Service Platforms#10 of 317.8
