Ditch pricing
3 plans read from ditch.io
Basic$3.99 a month Billed monthly.Access to payoffs · Limit to 1 debt focus at a time · $25 minimum payment · Small processing fee · Basic chat and email support Read 8 Oct 2026 · ditch.com
Plus$9.99 a month Billed monthly.Access to all basic features · Smart budgeting · Link up to 3 debt accounts · $10 minimum payment · No processing fees · Premium chat support Read 8 Oct 2026 · ditch.com
Pro$15.99 a month Billed monthly.Access to all Plus features · AI financial assistant · Unlimited linked accounts · No processing fees · Premium chat and phone support Read 8 Oct 2026 · ditch.com
In short
- Ditch lists no free plan.
- A free trial is offered.
- Paid plans published: 3, from $3.99 a month.
What the alternatives costAll alternatives →
| Tool | From | Free plan | Free trial |
|---|---|---|---|
| Debt Ladder | 10.82 BRL/mo | Yes | Yes |
| Debt Payoff Planner: Tracker | $2.50/mo | Yes | Yes |
| FinEase Advocate Portal | $59/mo | Yes | Yes |
| Monnelia | $1.99/mo | Yes | No |
| Debt Payoff Planner | $2/mo | Yes | No |
| CreditSoft | $1,095/mo | No | No |
| Debt Blaster | — | No | Yes |
| Changed | $4/mo | No | No |