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Dynamic Planner

dynamicplanner.com

From £0.67/mo WebiOSAndroidAPI
Visit dynamicplanner.com
Spec score 8.7 #4 of 31 in Financial Advisor Software

What it is

Dynamic Planner is a financial planning and advice platform for UK advice firms and wealth managers. Its workflow spans client profiling, cash-flow modelling, suitability reports, investment selection and ongoing reviews; firms can use the full platform or select modules. It includes client portal, goal planning, scenario analysis and investment planning, with integrations for intelliflo office, Iress Xplan, Time4Advice CURO and Salesforce. The maker says it provides automated valuations, daily platform valuations and real-time updates from more than 26 platforms and providers. Review and Review Plus licences include live meeting transcription and structured summaries. The maker says client data is stored in Microsoft Azure infrastructure in the UK or EEA, encrypted, and handled in an environment compliant with ISO 27001 and GDPR. Its AI Charter describes user choice, human oversight and audit trails; the maker also says it holds ISO/IEC 42001 certification for AI management systems. Dynamic Planner is listed for web, Android, iOS and API use. Tram supports mobile phones, but not tablets or laptops, and the maker says it has no immediate plans for a web version. Prices are subject to VAT; listed plans include Profiling at £60 per month per adviser and Review at £124 per month per adviser.

Spec sheet

What it does
Dynamic Planner is a UK digital financial-planning and advice platform for advice firms and wealth managers, covering profiling, planning, suitability and reviews.Read 15 Oct 2026 · dynamicplanner.com
Purpose
Dynamic Planner is a digital financial planning and advice platform for UK advice firms and wealth managers, helping match consumers with suitable portfolios.Read 8 Oct 2026 · dynamicplanner.com
Integrations
The home page says the platform has more than 26 integrations, while its Open API site describes 30-plus direct CRM, platform and provider integrations.Read 15 Oct 2026 · dynamicplanner.com
Headquarters
Reading, UKRead 28 Sep 2026 · dynamicplanner.com
Founded
2003Read 28 Sep 2026 · dynamicplanner.com
Advice responsibility
The terms state that Dynamic Planner is not authorised to provide financial advice and that advisers are responsible for advice given to customers.Read 8 Oct 2026 · legal.dynamicplanner.com
Advice workflow
The platform covers client profiling, cash-flow modelling, suitability reports, investment selection and ongoing reviews.Read 8 Oct 2026 · dynamicplanner.com
AI certification
The maker says it achieved ISO/IEC 42001 certification for Artificial Intelligence Management Systems.Read 8 Oct 2026 · dynamicplanner.com
AI controls
The AI Charter says users can choose to use AI or opt out, with human oversight and audit trails among its stated commitments.Read 8 Oct 2026 · dynamicplanner.com
AI features
Review and Review Plus licences include live meeting transcription and structured AI meeting summaries.Read 15 Oct 2026 · dynamicplanner.com
AI meeting tools
Live transcription and structured meeting summaries are included in Review and Review Plus licences.Read 8 Oct 2026 · dynamicplanner.com
API authentication
Every API call requires both a subscription key and an OAuth 2.0/OpenID Connect access token, with hybrid and client-credentials flows supported.Read 15 Oct 2026 · open.dynamicplanner.com
API technology
The developer documentation describes REST and JSON APIs with OAuth 2.0, paging, standard error structures, diagnostic tracing and idempotency guidance.Read 15 Oct 2026 · pre-open.dynamicplanner.com
Cash-flow modelling
Cash Flow uses a stochastic model linked to Dynamic Planner risk assumptions and automatically draws arrangements, income and expenditure from the platform.Read 15 Oct 2026 · dynamicplanner.com
Client profiling
The platform provides attitude-to-risk, capacity-for-risk, investor-experience, retirement-income, financial-wellbeing and sustainability questionnaires.Read 15 Oct 2026 · dynamicplanner.com
Client reviews
The Client Review module produces branded reports intended to support ongoing reviews and MiFID II requirements.Read 15 Oct 2026 · dynamicplanner.com
Company facts
LinkedIn lists Dynamic Planner as privately held, founded in 2003, headquartered in Reading, Berkshire, with 51–200 employees.Read 15 Oct 2026 · uk.linkedin.com
Company history
YesPress reports that Dynamic Planner restructured and refocused on independent advisers and recurring licence subscriptions by the end of 2010.Read 15 Oct 2026 · yespress.io
Company legal name
The pricing page identifies the supplier as Dynamic Planner Ltd and gives company number 04741529.Read 15 Oct 2026 · dynamicplanner.com
Company scale
The company About page says it is headquartered in Reading and has more than 130 people.Read 15 Oct 2026 · dynamicplanner.com
Data feeds
Data Feeds provide normalised CSV datasets covering clients, advice journeys, recommendations, valuations, outcomes and charges.Read 15 Oct 2026 · dynamicplanner.com
Data location
The AI Charter says client data is stored on Microsoft Azure infrastructure in the UK or European Economic Area.Read 15 Oct 2026 · dynamicplanner.com
Developer documentation
Dynamic Planner publishes an API reference with Swagger/OpenAPI specifications and separate CRM integration guidance.Read 15 Oct 2026 · open.dynamicplanner.com
Documentation and support
Customers receive a 24/7 Support Hub with videos, user guides, FAQs and due-diligence material, plus a customer-success team and support desk.Read 15 Oct 2026 · dynamicplanner.com
Fact Find
Its Fact Find module lets advisers collect client information digitally and invite clients to complete information remotely.Read 15 Oct 2026 · dynamicplanner.com
Independent market comparison
Professional Adviser described Dynamic Planner as an established 2003 financial-planning tool facing competitors including MoneyScope and Voyant.Read 15 Oct 2026 · professionaladviser.com
Investment research
The investment-research module covers more than 1,650 investment solutions and over 900 risk-profiled MPS offerings.Read 15 Oct 2026 · dynamicplanner.com
Licence model
The legal terms define Dynamic Planner as a software-as-a-service platform supplied under licence, rather than open-source software.Read 15 Oct 2026 · legal.dynamicplanner.com
Limit: extra costs
Independent pricing analysis highlights VAT, a £130-per-adviser setup fee for Review and Review Plus, cash flow being limited to Review Plus, and Tram costing £8 per client yearly.Read 15 Oct 2026 · delphina.money
Limit: SIPP sub-plans
A verified Feefo reviewer said the product would be better if it handled SIPPs containing sub-plans or wrappers for reporting.Read 15 Oct 2026 · feefo.com
Low-code integration
Its Low Code service maps and synchronises client data without requiring a full custom API integration.Read 15 Oct 2026 · open.dynamicplanner.com
Modular deployment
Firms can deploy the platform end-to-end or select modules to complement existing infrastructure or rollout plans.Read 8 Oct 2026 · dynamicplanner.com
Open API capabilities
The Open API can create, update and delete client, arrangement and risk-profile data, read valuations and documents, and subscribe to events.Read 15 Oct 2026 · dynamicplanner.com
Praise: cash-flow usability
The independent Paraplanners review said Dynamic Planner Cash Flow stood out among competing tools and assessed it as easy to use for a new user.Read 15 Oct 2026 · professionalparaplanner.co.uk
Rating on Feefo
4.0 out of 5 from 5 ratings; the page separately shows service 5/5 and product 4/5.Read 15 Oct 2026 · feefo.com
Rating on GetApp
0.0 out of 5 from 0 reviews.Read 15 Oct 2026 · getapp.com
Regulatory adoption
An FCA consultation document said Distribution Technology’s Dynamic Planner was licensed by more than 9,000 financial planners and financial institutions.Read 15 Oct 2026 · fca.org.uk
Security and data location
The AI Charter says client data is stored in Microsoft Azure infrastructure in the UK or EEA, encrypted, and handled in an environment compliant with ISO 27001 and GDPR.Read 8 Oct 2026 · dynamicplanner.com
Security certifications
The AI Charter states that Dynamic Planner complies with ISO 27001 and GDPR and holds ISO/IEC 42001 certification for AI management.Read 15 Oct 2026 · dynamicplanner.com
Security hosting
The terms state that private systems run in replicated UK Tier 3-plus ISO 27001/9001-accredited data centres with N+1 redundancy and backups.Read 15 Oct 2026 · legal.dynamicplanner.com
Suitability
Dynamic Planner includes suitability workflows that connect client objectives, risk information, research and recommendations.Read 15 Oct 2026 · dynamicplanner.com
Tram Android listing
Google Play lists Tram by Dynamic Planner, with 1K-plus downloads, secure adviser messaging, portfolio valuations and no data shared with third parties according to the developer disclosure.Read 15 Oct 2026 · play.google.com
Tram device support
Tram supports mobile phones; tablets and laptops are not currently supported, and the maker says it has no immediate plans for a web version.Read 8 Oct 2026 · dynamicplanner.com
Tram security
Tram uses two-factor authentication, is regularly penetration tested by accredited third parties, and stores no client data on the device, according to its FAQ.Read 8 Oct 2026 · dynamicplanner.com
Valuation connections
The maker says it provides automated valuations, daily platform valuations and real-time updates from more than 26 platforms and providers.Read 8 Oct 2026 · dynamicplanner.com

Plans and prices

Tram £8 a year per client; VAT excluded client mobile app · portfolio valuations · document approval · white-labelled · personalised content · AI meeting summaries Read 15 Oct 2026 · dynamicplanner.com
Profiling £60 a month per adviser; was £80/month; VAT excluded 1–10 advisers · client profiling · risk questionnaires · retirement income, financial wellbeing and sustainability questionnaires · CRM integrations Read 15 Oct 2026 · dynamicplanner.com
Review £124 a month per adviser; VAT excluded 1–100 advisers · Fact Find · client profiling and reviews · suitability · AI transcription and summaries · Insights · support desk Read 15 Oct 2026 · dynamicplanner.com
Review Plus £179 a month per adviser; VAT excluded 1–100 advisers · all Review features · cash flow · cash-flow training Read 15 Oct 2026 · dynamicplanner.com
Enterprise Priced on request bespoke pricing 100+ advisers · administrator controls · implementation · API access · dedicated account manager Read 15 Oct 2026 · dynamicplanner.com

Every Dynamic Planner plan and price →

Strong points and limits

Strong points

  • Covers profiling, cash flow, suitability and ongoing reviews.
  • Firms can select modules or use the platform end to end.
  • Named integrations include Salesforce and Iress Xplan.
  • Review and Review Plus include AI meeting tools.
  • Offers web, Android, iOS and API access.

Limits

  • No free plan is listed.
  • Plan prices are subject to VAT.
  • Tram does not support tablets or laptops.
  • Tram has no immediate planned web version.

Who it suits

It suits UK advice firms and wealth managers seeking client profiling, cash-flow modelling, suitability work and ongoing reviews. Firms can use modules alongside existing infrastructure or deploy the platform end to end.

Verdict

Dynamic Planner covers several stages of advice work and lets firms choose a modular or end-to-end deployment. Buyers should compare plan scope and VAT-inclusive costs; Tram is limited to mobile phones.

Where Specifiction places it

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