Farm-Ledger

Overview

Farm-Ledger combines farm accounting with records for fields, equipment, and production. It suits operators who want tax-oriented records alongside day-to-day farm tracking, especially when they need to enter information offline by phone.

Its breadth is balanced by a clear gap: bank feeds and payroll are unavailable. Farms that rely on either should compare other options before committing.

For more options in the category, see Farm Accounting Software.

Key features

Accounts and tax records

Farm-Ledger records on a cash basis by default and keeps accounts receivable and payable separate. Expenses can be tagged to IRS Schedule F categories, with a one-click year-end summary; it can also export Schedule F, 4562, 4835, and 943 summaries as CSV or PDF. That makes it useful for organizing tax-preparation records, but unavailable bank feeds mean transactions must be handled without a direct bank-feed connection.

Farm operations

Field records cover acres, crops, yields, rotations, and chemical applications. Equipment tracking includes service hours, maintenance costs, and capital asset depreciation. The product also records hay cuttings, grain movements and bushels, and livestock head counts, sales, and feeding. This range is valuable for farms that want operational and financial records together rather than separate tools for each activity.

Compliance, mobile entry, and exports

Pesticide tools include REI and PHI windows, applicator licenses, and 50-state overlays, giving users a way to track compliance-related records across those areas. Mobile-first entry works offline, and the product installs as a PWA on iPhone and Android. Users can export data to CSV or PDF at any time, and Farm-Ledger says they own their data. These options suit field work and portable recordkeeping; they do not fill the gaps in bank feeds or payroll.

Pricing

Farm-Ledger has a free Starter plan for solo operators, a Farm plan at $25 a month for a full farm, and an Enterprise plan at $99 a month for multi-user teams. Annual plans include a 20% discount. The free tier is the natural starting point for a solo operator; the paid tiers are positioned for full-farm use and then teams. No seat or usage caps are stated for these plans, so buyers should confirm whether the plan fits their operation before choosing.

The $25/month starting price keeps paid entry relatively direct, but bank feeds and payroll remain unavailable across the product. Farms that need either should weigh that limitation before paying for a broader set of farm records.

Platforms

Farm-Ledger runs on the web and mobile platforms, with Android and iOS support. Its offline mobile entry and PWA installation are particularly useful where field work takes users away from a connection.

Who it's for

The product is aimed at farms ranging from solo operators to multi-user teams. Solo farms can start with Starter; larger operations may find Farm or Enterprise a better fit depending on whether they need a full-farm plan or team support. It is less suitable for users who depend on bank-feed imports or payroll in their accounting workflow.

Pros and cons

Pros: Combines Schedule F-oriented accounting with records for fields, equipment, livestock, hay, and grain, reducing the need to keep those categories entirely separate.

Pros: Offline phone entry, CSV and PDF exports, and stated data ownership support mobile work and portable records.

Cons: Bank feeds and payroll are unavailable, limiting its fit for farms that expect those functions in their accounting software.

Cons: The plan descriptions distinguish solo, full-farm, and multi-user use, but do not state seat or usage limits; teams should verify the applicable boundaries.

Alternatives

Choose Figured if you need a web-based paid product with a free trial, or if its Multi-Entity plan’s consolidated files and group-wide reporting suit your organization. Its Financial Manager plan is priced at 14.50, though Farm-Ledger offers a free Starter tier and farm-specific operational tracking.

Phoenix Financials is a paid, trial-available option across Android, iOS, macOS, web, and Windows; its Financials Desktop Lite plan starts at A$57 a month. Consider it if you need those additional desktop platforms rather than Farm-Ledger’s farm records and free entry tier.

AgriERP may suit smaller growers seeking a standalone farm operations application; its pricing depends on platform, operation size, and modules.

Traction Ag is worth comparing if bank and credit card sync matter: its Basic plan is $95 a month and includes cash-based accounting reports, Schedule F and 1099s. It has no free plan but does offer a free trial, while Farm-Ledger has a free tier and broader listed production records.

CropBook is a free alternative with web and iOS support if those platforms and a no-subscription option are enough for your needs.

FarmRaise Tracks is another paid option with a free trial; its FarmRaise Premium Yearly plan is $36 a year and includes income and expense tracking, bank and card transaction imports, invoices, and Schedule F. Consider it if transaction imports matter more than Farm-Ledger’s field and production records.

Harvest Profit offers a different emphasis, with field-by-field profit analysis, grain inventory management, and marketing plans in its Standard plan at $1,600 a year. Its trial and 30-day money-back guarantee may appeal to buyers considering that higher-priced option.

Lucro Rural is another farm accounting option to compare.

Verdict

Farm-Ledger is a strong fit for solo operators and farm teams that want operational records, Schedule F-oriented accounting, offline mobile entry, and exportable records in one product. Its free Starter plan lowers the barrier to trying that approach, and paid plans scale from full-farm use to multi-user teams. Look elsewhere if bank feeds or payroll are essential; those omissions are the clearest reason not to choose it.