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Finary

finary.com

From €3.75/mo Free plan WebmacOSiOSAndroidAPI
Visit finary.com
Spec score 9.1 #1 of 81 in Portfolio Management Software

What it is

Finary is an app for tracking money, investments, and net worth in one place. Its connectors can synchronize accounts from over 20,000 banks and institutions; users can also add assets and liabilities such as real estate, crypto, precious metals, and startup holdings. Portfolio tools report performance and break allocations down by geography, sector, and market segment. Budgeting features track income and expenses and help identify recurring costs. A fee scanner is designed to surface investment fees and lower-cost alternatives. Finary also offers crypto investing and Finary Life, an individual life-insurance contract insured by Generali Vie. The free plan costs 0.00 EUR and includes two linked accounts and two tracked goals. Lite is €54.99 a year, Plus €149.99 a year, and Pro €349.99 a year; each paid plan lists unlimited accounts and goals. Finary is available on Android, iOS, macOS, and the web. The company says it was founded in 2020 and is headquartered in Paris, France.

Spec sheet

What it does
Finary aggregates bank, brokerage, property, crypto, insurance and other assets into a single wealth dashboard and supports investment tracking.Read 15 Oct 2026 · help.finary.com
Product
Finary provides an app for tracking and managing money, investments, and net worth in one place.Read 7 Oct 2026 · finary.com
Free plan
YesRead 20 Sep 2026 · finary.com
Security
Finary says banking credentials are handled by aggregator partners and account access is read-only, so it cannot initiate transactions.Read 7 Oct 2026 · finary.com
Compliance
Finary states that it is authorized as a crypto-asset service provider by the AMF under MiCA, authorization A2026-026 / N2026-008.Read 7 Oct 2026 · finary.com
Support
The Android listing says assistance is available seven days a week, while Plus advertises priority support.Read 15 Oct 2026 · play.google.com
Headquarters
Paris, FranceRead 28 Sep 2026 · finary.com
Founded
2020Read 28 Sep 2026 · finary.com
Company
Finary says it launched in 2021 and its headquarters are in Paris.Read 7 Oct 2026 · finary.com
Account connections
Finary says its connectors can synchronize accounts from over 20,000 banks and institutions.Read 7 Oct 2026 · finary.com
Account integrations
Finary says its connectors cover nearly 20,000 banks and institutions worldwide.Read 15 Oct 2026 · finary.com
Allocation analysis
YesRead 20 Sep 2026 · finary.com
API documentation
Finary publishes a public JSON:API documentation site describing resources such as crypto, securities, fiat, SCPI and real-estate holdings.Read 15 Oct 2026 · public-api.finary.com
Asset class coverage
multi_asset_alternativesRead 20 Sep 2026 · finary.com
Asset tracking
Users can add assets and liabilities, including real estate, crypto, precious metals, and startup holdings.Read 7 Oct 2026 · help.finary.com
Budgeting
Finary can track income and expenses and includes tools to identify recurring expenses.Read 7 Oct 2026 · finary.com
Cashflow and budgeting
Finary includes cashflow management, spending organization and budgeting tools.Read 15 Oct 2026 · finary.com
Company founding and funding
A Y Combinator LinkedIn post says Finary was founded in 2021 by Mounir Laggoune and Julien Blancher and raised a €25M Series B.Read 15 Oct 2026 · linkedin.com
Company legal identity
Finary SAS is a French société par actions simplifiée with registered office at 58 rue de Monceau, 75008 Paris, and trade-register number 892 357 724.Read 15 Oct 2026 · finary.com
Company size
Crunchbase lists Finary headquarters in Paris and a 101–250 employee range.Read 15 Oct 2026 · crunchbase.com
Crypto integrations
Supported crypto connections include Binance, Coinbase, Kraken, Coinbase Pro, Bitstamp, Crypto.com and Ethereum addresses.Read 15 Oct 2026 · help.finary.com
Data protection
Finary says its platform runs in European Google Cloud zones, uses TLS for communications and AES-256 encryption at rest, and undergoes external audits and penetration tests.Read 7 Oct 2026 · finary.com
Developer access
The MCP connector requires Finary sign-in rather than creation or storage of an API key.Read 15 Oct 2026 · finary.com
Diversification analysis
Finary calculates sector and geographic diversification scores and offers optimization suggestions.Read 15 Oct 2026 · finary.com
Dividend tracking
Users can view projected annual dividend income, upcoming payments and historical dividends.Read 15 Oct 2026 · finary.com
Fee analysis
Its fee scanner identifies hidden investment costs and estimates their effect on performance.Read 15 Oct 2026 · finary.com
Financial independence simulator
A wealth simulation feature projects the potential value of wealth over a 30-year period.Read 15 Oct 2026 · finary.com
Goal planning
Users can set financial goals, connect their wealth and monitor progress toward those goals.Read 15 Oct 2026 · finary.com
Investing
Finary offers crypto investing and describes Finary Life as an individual life-insurance contract insured by Generali Vie.Read 7 Oct 2026 · finary.com
Licence
The terms describe Finary software and databases as Finary property and grant only a non-exclusive, non-transferable SaaS-use licence, indicating a proprietary product.Read 15 Oct 2026 · finary.com
Limit: support responsiveness
Google Play reviews complain about delayed or absent support responses and bugs, including on the computer version.Read 15 Oct 2026 · play.google.com
Limit: synchronization reliability
Google Play complaints report that many accounts fail to synchronize or update transactions promptly.Read 15 Oct 2026 · play.google.com
Limit: VPN compatibility
A 2026 Google Play review says the app does not properly support VPNs and requires weaker connection security.Read 15 Oct 2026 · play.google.com
Manual assets
Assets can be entered manually when automatic synchronization is unavailable, including property, private equity and investment accounts.Read 15 Oct 2026 · help.finary.com
MCP clients
The connector is documented for Claude, ChatGPT, Grok, Perplexity, Mistral, Claude Code and Cursor, and is described as compatible with MCP clients generally.Read 15 Oct 2026 · finary.com
MCP connector
Finary offers a Model Context Protocol connector at public-api.finary.com/mcp for compatible assistants and command-line clients.Read 15 Oct 2026 · finary.com
MCP permissions
The connector exposes read tools for portfolios, budgets, spending, accounts, holdings, goals, profiles and compound-interest simulation, with no write, transfer or sell tools.Read 15 Oct 2026 · finary.com
Notable news: MiCA authorization
Finary's LinkedIn page states that it obtained AMF MiCA authorization, with the European crypto-asset framework fully applying from 1 July 2026.Read 15 Oct 2026 · linkedin.com
Performance reporting
YesRead 20 Sep 2026 · finary.com
Performance reports
The product provides weekly performance updates and portfolio review information.Read 15 Oct 2026 · finary.com
Plan limits
The free plan includes two linked accounts and two tracked goals, while Lite, Plus, and Pro list unlimited accounts and tracked goals.Read 7 Oct 2026 · finary.com
Portfolio insights
Finary offers performance tracking and portfolio breakdowns by geography, sector, and market segment.Read 7 Oct 2026 · finary.com
Portfolio tracking
The service shows net worth, asset evolution and portfolio allocation across connected accounts.Read 15 Oct 2026 · finary.com
Praise: unified overview
Google Play reviewers praise the app for putting investments, liabilities and assets from multiple platforms or countries into one overview.Read 15 Oct 2026 · play.google.com
Privacy and access
Finary says it enforces GDPR, does not sell user data, and limits debugging access to cases where a user has contacted support and consented.Read 15 Oct 2026 · help.finary.com
Rating on Google Play
3.8 out of 5 from 6.33K reviewsRead 15 Oct 2026 · play.google.com
Rating on Trustpilot
3.8 out of 5 from 598 reviewsRead 15 Oct 2026 · trustpilot.com
Security controls
Finary states that communications use TLS, stored data and backups use AES-256 encryption, hosting is in European GCP zones, and it performs penetration tests and code audits.Read 15 Oct 2026 · help.finary.com
Security credentials
Bank credentials are handled by regulated aggregators including Plaid, Powens and Flanks; Finary says its team never receives those credentials.Read 15 Oct 2026 · help.finary.com
Service limitation
Finary's terms warn that outages, maintenance or updates may temporarily suspend account access.Read 15 Oct 2026 · finary.com

Plans and prices

Finary Plus €149.99 a year €149.99/year or €2.88/week Unlimited account links · 0.99% crypto-invest fees · Fee scanner · Dividend tracker · Diversification score · Budgeting · Priority support · Monthly report Read 15 Oct 2026 · finary.com
Finary Pro €349.99 a year €349.99/year All Plus features · Connect business accounts · Track business entities Read 15 Oct 2026 · finary.com
Free Free Free forever Link 2 accounts · Invest fees 1.49% · Basic portfolio tracking Read 15 Oct 2026 · finary.com
Finary Lite €44.99 a year €44.99/year (€0.86/week) Unlimited synchronization · VIP support · App purchase only · 3-day trial Read 15 Oct 2026 · finary.com
Finary Lite €54.99 a year 54.99€/year (1.05€/week) Unlimited linked accounts · Unlimited tracked goals · Invest fees 1.29% · 3-day free trial Read 7 Oct 2026 · finary.com

Every Finary plan and price →

Strong points and limits

Strong points

  • Connectors cover over 20,000 banks and institutions.
  • Tracks multiple asset and liability types.
  • Portfolio breakdowns include geography, sector, and market segment.
  • Available on Android, iOS, macOS, and web.
  • Paid plans list unlimited accounts and tracked goals.

Limits

  • Free plan limits linked accounts to two.
  • Free plan limits tracked goals to two.
  • Lite costs €54.99 a year.
  • Pro costs €349.99 a year.

Who it suits

Finary suits people who want to track linked accounts, investments, assets, liabilities, income, and expenses together. The free plan has limits of two linked accounts and two tracked goals.

Verdict

Finary combines account connections, asset tracking, portfolio views, and budgeting across several platforms. The free plan is capped at two linked accounts and two tracked goals; paid tiers have annual prices.

Where Specifiction places it

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