Tech riderRev. 11 Oct 2026

Funance

Ch 687.4of 181Personal Finance Software

1Runs onWeb
2CostsFree plan · free trial · paid from A$6.58/mo
3Budgeting toolsYes
4Bill trackingYes
5Net-worth trackingYes
6Account syncmanual
7Report exportYes

7 lines stated Written from the maker's own pages: funance.com.au

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Overview

Funance is ranked #68 of 181 in personal finance software on Specifiction, made by Funance (Melbourne, Victoria, Australia). It runs on Web. There is a free plan. A free trial is offered. Paid plans start at A$6.58/mo.

Funance plans and pricing

All plans

Free Free Free forever after the trial if the user does not subscribe. 3 tabs funance.com.au · 22 Sept 2026

Pro A$9.90/mo No card required. Cancel any time. 11 tabs · 51 personalised recommendations · 20 Australian credit cards analysed funance.com.au · 22 Sept 2026

Free Free Overview, Budget and Debts tabs · Australian tax estimator · PDF export · local dashboard only, no cloud sync funance.com.au · 11 Oct 2026

Pro Monthly A$9.90/mo Recurring monthly subscription; billed when the trial ends All 11 tabs · personalised advice · 20 Australian credit cards analysed · rate-rise and extra repayment planning · cloud sync across devices funance.com.au · 11 Oct 2026

Pro Annual A$79/yr Recurring annual subscription; billed when the trial ends All 11 tabs · personalised advice · 20 Australian credit cards analysed · rate-rise and extra repayment planning · cloud sync across devices funance.com.au · 11 Oct 2026

Compared on personal finance software

Free plan: Yesfunance.com.au
Budgeting tools: Yesfunance.com.au
Bill tracking: Yesfunance.com.au
Net-worth tracking: Yesfunance.com.au
Account sync: manualfunance.com.au
Report export: Yesfunance.com.au

Facts

Purpose: Funance is a personal finance planner for Australian households that uses user-entered numbers to estimate take-home pay, mortgage rate effects, debt payoff and financial priorities.funance.com.au · 11 Oct 2026
Budgeting: The budget shows income, expenses and bills month by month, including planned versus actual amounts and overdue bills.funance.com.au · 11 Oct 2026
Debt payoff: The debt tools compare avalanche and snowball payoff methods and show how extra repayments affect the debt-free date.funance.com.au · 11 Oct 2026
Goals: Users can choose from 11 goal types and estimate monthly savings needed; the home goal includes stamp duty and mortgage insurance.funance.com.au · 11 Oct 2026
Australian calculations: The tax estimator uses 2026–27 ATO rates and includes Medicare levy, HECS-HELP thresholds and state stamp duty estimates.funance.com.au · 11 Oct 2026
Mortgage and property: The planner models rate rises and extra repayments, and checks home values against official ABS price data for the eight capital cities.funance.com.au · 11 Oct 2026
Bank connection: Funance does not connect to bank accounts or import transactions; users enter their financial figures themselves.funance.com.au · 11 Oct 2026
Integrations: The privacy policy names Supabase for application data, Stripe for payment processing, Resend for transactional email and Vercel for hosting.funance.com.au · 11 Oct 2026
Data storage: The maker says financial data is stored with Supabase in its Sydney region and encrypted in transit with TLS 1.3 and at rest in the database.funance.com.au · 11 Oct 2026
Security: The maker states authentication uses passwordless magic links, database access is restricted by Row Level Security, and it will notify affected users of a data breach within 72 hours.funance.com.au · 11 Oct 2026
Privacy: The maker says it does not sell user data or share it with advertisers or data brokers, and free accounts run entirely in the browser.funance.com.au · 11 Oct 2026
Support: The privacy policy says support inquiries receive a response within five business days.funance.com.au · 11 Oct 2026
Intended users: Funance is intended for users aged 18 or older and its terms describe it as a personal finance dashboard, not a bank, accounting platform, tax preparation service or financial adviser.funance.com.au · 11 Oct 2026