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Tech riderRev. 12 Oct 2026

ldgr

Ch 977.1of 181Personal Finance Software
  1. 1Runs onAndroid, API, iOS
  2. 2CostsFree plan · free trial · paid from $0.83/mo
  3. 3Budgeting toolsYes
  4. 4Bill trackingYes
  5. 5Report exportYes
5 lines stated Written from the maker's own pages: ldgr.money
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Overview

ldgr is ranked #97 of 181 in personal finance software on Specifiction. It runs on Android, API, iOS. There is a free plan. A free trial is offered. Paid plans start at $0.83/mo.

ldgr plans and pricing

All plans
Free Free Forever Unlimited groups, members, and expenses · four split methods · offline mode · 165+ currencies · no receipt scanning or file attachments ldgr.money · 12 Oct 2026
Trial Free 7 days Includes Free features · monthly analytics · CSV export · 1 receipt scan · 3 file attachments · no recurring templates, payment accounts, or PDF reports ldgr.money · 12 Oct 2026
Pro $5.99/mo One-time purchase 10 receipt scans / month · 50 file attachments ldgr.money · 22 Sept 2026
Supporter $9.99/yr Per year Includes Pro · 100 receipt scans/month · 500 file attachments · recurring templates · forecast · payment accounts · PDF reports ldgr.money · 12 Oct 2026
Pro $5.99 once One-time purchase 10 receipt scans/month · 50 file attachments · analytics and CSV export · no recurring templates, payment accounts, or PDF reports ldgr.money · 12 Oct 2026

Compared on personal finance software

Free plan
Yesldgr.money
Budgeting tools
Yesldgr.money
Bill tracking
Yesldgr.money
Report export
Yesldgr.money

Facts

Purpose
ldgr tracks personal income and spending, splits shared expenses, and projects balances forward.ldgr.money · 12 Oct 2026
Receipt scanning
AI receipt scanning extracts the total, date, and categorized line items.ldgr.money · 12 Oct 2026
Currencies
Transactions retain their native currency, and the product supports more than 165 currencies.ldgr.money · 12 Oct 2026
Forecasting
Balance forecasts can cover three months, six months, or a full year using templates, recurring entries, and scheduled income.ldgr.money · 12 Oct 2026
Shared expenses
Expenses can be split equally, by exact amounts, percentages, shares, or items, and ldgr calculates a minimum-payment settlement plan.ldgr.money · 12 Oct 2026
Integrations
The built-in MCP server supports Claude Desktop, Cursor, and other MCP clients, with 72 tools and 17 prompts available on every tier.ldgr.money · 12 Oct 2026
AI access security
MCP access supports OAuth 2.1 or API keys with read, write, and delete scopes; keys are SHA-256 hashed and can be revoked.ldgr.money · 12 Oct 2026
Data security
The maker says data is stored on EU servers, encrypted at rest, and protected in transit with TLS.ldgr.money · 12 Oct 2026
Privacy
The maker says it does not sell user data, serve ads, or use tracking pixels or third-party analytics in the app.ldgr.money · 12 Oct 2026
Receipt processing
Receipt images are sent to Google's AI for text extraction and, according to the privacy policy, are not stored beyond the processing request.ldgr.money · 12 Oct 2026
Limits
Recurring expense and income templates are Supporter features; the Free plan excludes receipt scanning and file attachments.ldgr.money · 12 Oct 2026
Availability
The site says iOS and Android are coming soon and invites users to request preview access.ldgr.money · 12 Oct 2026
Support
The MCP documentation directs integration questions and issue reports to the maker's email contact.ldgr.money · 12 Oct 2026
Audience
The product is presented for personal finance and shared expenses among friends, flatmates, and groups.ldgr.money · 12 Oct 2026

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Where it ranks on Specifiction

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