Ledger

Spec sheet

Purpose

Ledger is a pay-cycle planning app that brings income, expenses and remaining funds together.Read 11 Oct 2026 · useledger.co

Intended users

Ledger is designed for Australian pay-cycle planning, and its Australian tax estimates may not apply to international users.Read 11 Oct 2026 · useledger.co

Free plan

YesRead 22 Sep 2026 · useledger.co

Mobile apps

iosRead 22 Sep 2026 · useledger.co

Security

The privacy policy says Ledger may offer Face ID, Touch ID or app lock, and does not receive or store biometric templates.Read 11 Oct 2026 · useledger.co

Support

Users can contact [email protected] for support and privacy requests, and may send screenshots or exports for help.Read 11 Oct 2026 · useledger.co

Headquarters

Melbourne, AustraliaRead 28 Sep 2026 · useledger.co

Advice limitation

Ledger describes itself as planning and organisation software, not a bank, accountant, tax agent, financial adviser, lender, super fund, investment service, payment provider or credit provider.Read 11 Oct 2026 · useledger.co

Bank connections

Ledger works without bank logins, card details or connected accounts.Read 11 Oct 2026 · useledger.co

Bill tracking

YesRead 22 Sep 2026 · useledger.co

Budgeting tools

YesRead 22 Sep 2026 · useledger.co

Data limits

Local-only data may not sync between devices or be recoverable if the app or device data is lost, so users are responsible for their own backups.Read 11 Oct 2026 · useledger.co

Expenses

Ledger tracks bills, subscriptions, payment plans and everyday expenses in the pay cycle they belong to.Read 11 Oct 2026 · useledger.co

Income

Users can add salary, shifts and extra income, with Australian tax estimates for each stream and custom penalty rates.Read 11 Oct 2026 · useledger.co

Outlook

Ledger shows recurring expenses, category totals and annual estimates to help plan future pay cycles.Read 11 Oct 2026 · useledger.co

Platform

The site says Ledger is available on iPhone.Read 11 Oct 2026 · useledger.co

Report export

YesRead 22 Sep 2026 · useledger.co

Savings

Users can create savings pockets, set regular contributions and track balances, progress and history.Read 11 Oct 2026 · useledger.co

Storage

From version 1.1.0 onward, app financial planning data is stored locally on the device and Ledger says it does not currently store that data on Ledger-owned servers.Read 11 Oct 2026 · useledger.co

Subscriptions

Apple processes App Store purchases, while Adapty handles limited subscription and technical information for Ledger Pro; Ledger says it does not provide Adapty with financial planning data.Read 11 Oct 2026 · useledger.co

Plans and prices

Every Ledger plan and price →

Where Specifiction places it

• Personal Finance Software#81 of 1818.1