Lokta pricing
5 plans read from lokta.ai
Lokta Next 100Free ₹0 platform fee for 24 monthsNBFCs with AUM up to ₹100 crore at enrolment · excludes pure-play microfinance NBFCs · migration ₹1 lakh one-time plus applicable taxes · bank integration ₹50,000 plus applicable taxes Read 30 Sep 2026 · lokta.ai
Starter (Lokta Next 100)Free ₹0 / USD 0 platform fee for 24 monthsAssets up to ₹100 crore/about USD 10 million · migration ₹1 lakh one-time · bank integration ₹50,000 one-time · two new lenders per month · excludes pure-play microfinance NBFCs Read 15 Oct 2026 · lokta.ai
Lokta Next 100 after free term₹1 a month 1 bps per month on AUM (₹1,000 per crore), plus applicable taxesBegins after 24 months or when average monthly AUM exceeds ₹100 crore for two consecutive months · AI usage metered separately Read 30 Sep 2026 · lokta.ai
Scale-up$100 a month USD 100 per USD 1 million of assets per month (₹1,000 per crore; 1 basis point)Assets above Starter ceiling · implementation USD 5,000–10,000 one-time · standard hosted deployment · metered AI billed separately · taxes extra Read 15 Oct 2026 · lokta.ai
EnterprisePriced on request Price on requestVPC deployment · multiple entities · custom integrations · procurement and security review · dedicated engineering support Read 15 Oct 2026 · lokta.ai
In short
- Lokta has a free plan (Lokta Next 100).
- Paid plans published: 2.
- 1 plan is priced on request (Enterprise).
What the alternatives costAll alternatives →
| Tool | From | Free plan | Free trial |
|---|---|---|---|
| Apache Fineract | — | Yes | No |
| Frappe Lending | $5/mo | Yes | Yes |
| Bryt | — | No | Yes |
| AFSVision | — | No | No |
| Canopy | — | No | No |
| Shaw Systems Spectrum | — | No | No |
| Conduent Loan Manager | — | No | No |
| Margill Loan Manager | — | No | Yes |