Mastercard Cyber Secure

Spec sheet

Purpose

Mastercard Cyber Secure provides integrated cybersecurity information about banks and merchants in the payment ecosystem.Read 11 Oct 2026 · riskrecon.com

Intended users

The product gives acquiring banks tools to assess cyber risk across their ecosystem and help merchants understand their cyber risk.Read 11 Oct 2026 · newsroom.mastercard.com

Audience

Acquirers can view cyber risk information for merchants with a public-facing URL known to Mastercard.Read 4 Oct 2026 · riskrecon.com

Founded

2020Read 28 Sep 2026 · riskrecon.com

Assessment access

Acquirers can access a cyber risk assessment for merchants under active investigation for an account data compromise event.Read 11 Oct 2026 · riskrecon.com

Assessment contents

Assessments include a risk rating, prioritized vulnerabilities, mitigation plans, an IT profile of hosting providers and domains, and a compliance profile.Read 11 Oct 2026 · riskrecon.com

Assessment criteria

The merchant cyber risk rating evaluates more than 40 security and infrastructure criteria and analyzes the importance of found vulnerabilities.Read 4 Oct 2026 · riskrecon.com

Assessment method

Mastercard says the assessment uses AI and multiple public and proprietary data sources to evaluate 40 security and infrastructure criteria and produce a risk rating and issue priority navigator.Read 11 Oct 2026 · newsroom.mastercard.com

Company history

RiskRecon says it was founded by Kelly White and officially incorporated in October 2015.Read 11 Oct 2026 · riskrecon.com

Compliance limitation

The compliance profile is informational and does not certify or validate compliance with industry standards or frameworks.Read 11 Oct 2026 · riskrecon.com

Disputes and remediation

Merchants can ask about, contest, or seek to remediate their cyber risk rating by opening a support case through Mastercard Connect.Read 11 Oct 2026 · riskrecon.com

Incident assessments

Acquirers can access a cyber risk assessment for merchants under active investigation for an account data compromise event.Read 4 Oct 2026 · riskrecon.com

Merchant snapshot

Acquirers can view a cyber risk snapshot for merchants with a public-facing URL known to Mastercard.Read 11 Oct 2026 · riskrecon.com

Merchant support

Merchants can request a copy through their acquirer or by submitting a support ticket in Mastercard Connect; Mastercard provides one complimentary copy of a merchant’s own assessment per year after a support case is submitted.Read 4 Oct 2026 · riskrecon.com

Program relationship

Cyber Secure builds on Mastercard’s Account Data Compromise program.Read 11 Oct 2026 · newsroom.mastercard.com

Ratings questions

Merchants can use Mastercard Connect’s Support Case Management application to ask how a rating was calculated or to contest or remediate it.Read 4 Oct 2026 · riskrecon.com

Requesting an assessment

Merchants can request a copy from their acquirer or through a support case in Mastercard Connect; Mastercard provides one complimentary copy of their own assessment per year after a case is submitted.Read 11 Oct 2026 · riskrecon.com

Risk rating

The merchant cyber risk rating evaluates more than 40 security and infrastructure criteria and considers the importance of vulnerabilities found.Read 11 Oct 2026 · riskrecon.com

Risk snapshot

A merchant snapshot includes a cyber risk rating and an issue priority navigator that organizes found vulnerabilities by category.Read 4 Oct 2026 · riskrecon.com

Underlying technology

Mastercard says the assessment draws on RiskRecon capabilities and uses AI to combine public and proprietary data sources.Read 4 Oct 2026 · newsroom.mastercard.com

Website restrictions

Mastercard says Cyber Secure honors robots.txt instructions and applicable cybersecurity laws.Read 4 Oct 2026 · riskrecon.com

Website scanning

Mastercard says Cyber Secure honors robots.txt instructions and applicable cybersecurity laws.Read 11 Oct 2026 · riskrecon.com

Where Specifiction places it

• Security Ratings Software#18 of 307.2