Paystack pricing
10 plans read from paystack.com
AccountFree free account; transaction fees apply when processing paymentsfree integration · test mode available Read 14 Oct 2026 · paystack.com
Paystack transaction pricing (Nigeria)Free No subscription; transaction fees apply: local transactions 1.5% + NGN 100, with the NGN 100 waived under NGN 2,500 and local fees capped at NGN 2,000.No monthly subscription stated · zero integration fee · zero maintenance fee · transaction fees apply Read 5 Oct 2026 · paystack.com
Dedicated virtual accounts1 NGN a month per transactionfee capped at NGN 300 Read 14 Oct 2026 · paystack.com
Nigeria local transactions1.51 NGN a month per transactionNGN 100 waived below NGN 2,500 · fee capped at NGN 2,000 Read 14 Oct 2026 · paystack.com
Nigeria international transactions3.91 NGN a month per transactioninternational cards · settled in NGN by default or USD option Read 14 Oct 2026 · paystack.com
Nigeria transfers up to NGN 5,00010 NGN a month per transfertransfer amount up to NGN 5,000 Read 14 Oct 2026 · paystack.com
Nigeria transfers NGN 5,001–50,00025 NGN a month per transfertransfer amount NGN 5,001–50,000 Read 14 Oct 2026 · paystack.com
Nigeria transfers above NGN 50,00050 NGN a month per transfertransfer amount above NGN 50,000 Read 14 Oct 2026 · paystack.com
Test SmartPeak P1000 terminal85,000 NGN, paid once per devicetest physical terminal device Read 14 Oct 2026 · paystack.com
Live SmartPeak P1000 terminal100,000 NGN, paid once per devicephysical terminal device Read 14 Oct 2026 · paystack.com
In short
- Paystack has a free plan (Account).
- Paid plans published: 8, from 1 NGN a month.
What the alternatives costAll alternatives →
| Tool | From | Free plan | Free trial |
|---|---|---|---|
| Rotessa | $0.35/mo | No | Yes |
| Powens | — | No | Yes |
| BRIAPI AutoDebit | — | No | No |
| IBANC pay-collect-control | — | No | Yes |
| Front2Bax | £54.17/mo | No | No |
| AccessPay | — | No | No |
| ClearDebit | — | No | No |
| Access PaySuite Direct Debit | — | No | No |