Peach

Spec sheet

Product

Peach provides API-first loan management and servicing infrastructure for lending products.Read 9 Oct 2026 · peachfinance.com

Integrations

The partnerships page lists Visa, Mastercard, Lithic, Qolo, Marqeta, Twilio, Plaid, Google Cloud, Cybersource, Experian, Equifax, TransUnion, Silicon Valley Bank, and Galileo.Read 9 Oct 2026 · peachfinance.com

Security

Peach says it encrypts personally identifiable information, bank accounts, and card details using 256-bit AES-GCM with lender-specific rotating keys.Read 9 Oct 2026 · peachfinance.com

Compliance

Compliance Guard checks outbound interactions and monitors events including bankruptcy, servicemember changes, sanctions, and natural disasters.Read 9 Oct 2026 · peachfinance.com

Support

Peach says implementation questions go to its engineers, with day-to-day support as the first path after go-live and Solutions Engineers available for technical questions.Read 9 Oct 2026 · peachfinance.com

Founded

Peach Finance was founded in 2018 by Eddie Oistacher.Read 9 Oct 2026 · peachfinance.com

Company

Peach says it was acquired by SoFi in May 2026 and operates as part of SoFi Technology Solutions.Read 9 Oct 2026 · peachfinance.com

Certifications

Peach lists SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1, and HIPAA compliance or certification.Read 9 Oct 2026 · peachfinance.com

Data access

Customers can access data through APIs, webhooks, a database replica syncing to Google Cloud Storage or Snowflake, and loan tapes.Read 9 Oct 2026 · peachfinance.com

Hosting and access controls

Peach says it runs in a Google Cloud virtual private cloud and uses multifactor authentication for critical internal systems and role-based access controls.Read 9 Oct 2026 · peachfinance.com

Loan Replay

Loan Replay recalculates accruals, fees, and payments after a retroactive change while preserving the ledger history.Read 9 Oct 2026 · peachfinance.com

Servicing tools

The Servicing Suite includes borrower portals, agent tools, payment processing, and collections tools.Read 9 Oct 2026 · peachfinance.com

Supported products

Adaptive Core supports installment, revolving, BNPL, and configurable lending products.Read 9 Oct 2026 · peachfinance.com

Target customers

Peach describes its customers as lenders, fintechs, banks, and credit unions building or scaling lending programs.Read 9 Oct 2026 · peachfinance.com

Plans and prices

Every Peach plan and price →

Where Specifiction places it

• Loan Management Software#25 of 306.8