Tech riderRev. 9 Oct 2026
- 1Runs onAPI, Web
- 2CostsNot stated by the maker
- 3Deploymentcloud
- 4Payment schedulingYes
- 5Borrower portalYes
- 6API accessYes
- 7Loan types supportedBNPL, cards, installment loans, credit lines, cash advances, invoice financing, home improvement loans, retail installment contracts, private student loans
6 lines stated Written from the maker's own pages: peachfinance.com
Overview
Peach is ranked #31 of 32 in loan management software on Specifiction. It runs on API, Web.
Peach plans and pricing
All plansPeach platform Not published Pricing not published on the pricing page; contact Peach to discuss a lending program peachfinance.com · 9 Oct 2026
Compared on loan management software
- Deployment
- cloudpeachfinance.com
- Payment scheduling
- Yespeachfinance.com
- Borrower portal
- Yespeachfinance.com
- API access
- Yespeachfinance.com
- Loan types supported
- BNPL, cards, installment loans, credit lines, cash advances, invoice financing, home improvement loans, retail installment contracts, private student loanspeachfinance.com
Facts
- Product
- Peach provides API-first loan management and servicing infrastructure for lending products.peachfinance.com · 9 Oct 2026
- Supported products
- Adaptive Core supports installment, revolving, BNPL, and configurable lending products.peachfinance.com · 9 Oct 2026
- Servicing tools
- The Servicing Suite includes borrower portals, agent tools, payment processing, and collections tools.peachfinance.com · 9 Oct 2026
- Loan Replay
- Loan Replay recalculates accruals, fees, and payments after a retroactive change while preserving the ledger history.peachfinance.com · 9 Oct 2026
- Compliance
- Compliance Guard checks outbound interactions and monitors events including bankruptcy, servicemember changes, sanctions, and natural disasters.peachfinance.com · 9 Oct 2026
- Data access
- Customers can access data through APIs, webhooks, a database replica syncing to Google Cloud Storage or Snowflake, and loan tapes.peachfinance.com · 9 Oct 2026
- Integrations
- The partnerships page lists Visa, Mastercard, Lithic, Qolo, Marqeta, Twilio, Plaid, Google Cloud, Cybersource, Experian, Equifax, TransUnion, Silicon Valley Bank, and Galileo.peachfinance.com · 9 Oct 2026
- Security
- Peach says it encrypts personally identifiable information, bank accounts, and card details using 256-bit AES-GCM with lender-specific rotating keys.peachfinance.com · 9 Oct 2026
- Certifications
- Peach lists SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 2, PCI DSS Level 1, and HIPAA compliance or certification.peachfinance.com · 9 Oct 2026
- Hosting and access controls
- Peach says it runs in a Google Cloud virtual private cloud and uses multifactor authentication for critical internal systems and role-based access controls.peachfinance.com · 9 Oct 2026
- Support
- Peach says implementation questions go to its engineers, with day-to-day support as the first path after go-live and Solutions Engineers available for technical questions.peachfinance.com · 9 Oct 2026
- Target customers
- Peach describes its customers as lenders, fintechs, banks, and credit unions building or scaling lending programs.peachfinance.com · 9 Oct 2026
- Company
- Peach says it was acquired by SoFi in May 2026 and operates as part of SoFi Technology Solutions.peachfinance.com · 9 Oct 2026
Company
- Founded
- Peach Finance was founded in 2018 by Eddie Oistacher.peachfinance.com · 9 Oct 2026
Best Peach alternatives
See all 20 All accessCh 01 UnPay Loan Management System Free planFree trialAndroid Free to start7.5 All accessCh 02 Frappe Lending Free planFree trialAPI from $5/mo7.1 All accessCh 03 Lokta Free planAPILinux from ₹1/mo6.9 All accessCh 04 Margill Loan Manager Free trialAPIMac 6.9 All accessCh 05 AFSVision AndroidiOS 6.8 All accessCh 06 Apache Fineract Free planAPILinux Free to start6.8
Where it ranks on Specifiction
Is Peach yours?
Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.
Sources
- peachfinance.com/platform· checked 9 Oct 2026
- peachfinance.com/partnerships· checked 9 Oct 2026
- peachfinance.com/security· checked 9 Oct 2026
- peachfinance.com/about· checked 9 Oct 2026
- peachfinance.com· checked 9 Oct 2026
- peachfinance.com/blog/sofi-acquires-peach-finance· checked 9 Oct 2026