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Refact.ai

refact.ai

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Spec score 9.3 #5 of 102 in AI Coding Assistants

What it is

Refact.ai is a free, open-source autonomous AI coding agent for software development. It provides real-time code completion, in-IDE chat and agent workflows that can plan, execute and deploy coding tasks while letting users preview and control the process. Chat supports natural-language questions, editing, debugging and code generation. Repository analysis, retrieval-augmented generation and codebase indexing provide project-aware context, and terminal access is available. The maker says it supports more than 25 programming languages. Plugins are listed for VS Code and JetBrains, with Visual Studio, Neovim and Sublime Text marked beta. Platforms include Windows, macOS, Linux, API, extension and self-hosted deployment. Local use can connect to configured providers or runtimes such as OpenAI, Anthropic, Gemini, Ollama, LM Studio and vLLM. The Free plan costs nothing for personal and hobby projects. Pro costs $10 a month for professional use. Hosted accounts and cloud features are being retired.

Spec sheet

Product
Refact describes itself as an open-source autonomous AI coding agent for software development.Read 11 Oct 2026 · refact.ai
Audience
The Free plan is presented for personal and hobby projects, Pro for professional use, and Enterprise for engineering teams.Read 11 Oct 2026 · refact.ai
Deployment
Enterprise deployment options include on-premise, SaaS, and AWS; on-premise deployment is described as keeping code on the customer’s servers.Read 11 Oct 2026 · refact.ai
Free plan
YesRead 22 Sep 2026 · refact.ai
Integrations
The maker lists GitHub, GitLab, Docker, PostgreSQL, MySQL, databases, CI/CD pipelines, and MCP among its integrations and tools.Read 11 Oct 2026 · refact.ai
Security
The privacy policy says transmitted data is encrypted in transit and at rest, access is controlled, and role-based access controls and multi-factor authentication are used.Read 11 Oct 2026 · refact.ai
Support
The enterprise offering includes dedicated assistance from engineers, priority support, and onboarding.Read 11 Oct 2026 · refact.ai
Company
The about page identifies Small Magellanic Cloud AI Ltd. and says Refact.ai was founded by a former OpenAI team member.Read 11 Oct 2026 · refact.ai
Agent workflows
The agent can plan, execute, and deploy coding tasks, and users can preview and control its process.Read 11 Oct 2026 · refact.ai
Chat assistance
YesRead 22 Sep 2026 · refact.ai
Cloud status
Refact announced that hosted accounts, managed inference, credits, subscriptions, cloud billing, and team cloud features are being retired; it says there will be no paid hosted service after the transition.Read 11 Oct 2026 · refact.ai
Code completion
Refact.ai predicts code in real time and says its completion uses Qwen2.5-Coder and retrieval-augmented generation.Read 11 Oct 2026 · refact.ai
Code context
The product uses repository analysis and retrieval-augmented generation to provide project-aware suggestions and completions.Read 11 Oct 2026 · refact.ai
Codebase indexing
YesRead 22 Sep 2026 · refact.ai
Coding agent
YesRead 22 Sep 2026 · refact.ai
Data collection
The privacy policy states that Refact.ai does not collect data on the server side.Read 11 Oct 2026 · refact.ai
Enterprise
The enterprise page describes on-premise deployment and company-specific fine-tuning, and advertises dedicated support from setup through fine-tuning.Read 11 Oct 2026 · refact.ai
IDE availability
The site lists plugins for VS Code, JetBrains IDEs, Visual Studio beta, Neovim beta, and Sublime Text beta.Read 11 Oct 2026 · refact.ai
IDE support
The download page lists plugins for VS Code and JetBrains IDEs, with Visual Studio, Neovim, and Sublime Text marked beta.Read 11 Oct 2026 · refact.ai
In-IDE chat
Its in-IDE chat supports natural-language code questions, editing, debugging, and generation.Read 11 Oct 2026 · refact.ai
In-IDE tools
Refact offers in-IDE chat for asking questions, editing, debugging, and generating code, plus real-time code completions.Read 11 Oct 2026 · refact.ai
Languages
The site says Refact.ai supports more than 25 programming languages.Read 11 Oct 2026 · refact.ai
Local data flow
The maker says the current local-first product sends requests only to the providers, local runtimes, and integrations users configure.Read 11 Oct 2026 · refact.ai
Model choice
Refact’s cloud-shutdown notice says its local product supports configured providers including OpenAI, Anthropic, Gemini, DeepSeek, OpenRouter, Groq, xAI, and custom OpenAI-compatible endpoints, as well as Ollama, LM Studio, and vLLM runtimes.Read 11 Oct 2026 · refact.ai
Models
The site lists Claude 4, GPT-4o, Grok, Gemini, DeepSeek, and Mistral among model options, and says users can bring their own API key.Read 11 Oct 2026 · refact.ai
Privacy policy
The privacy policy says data is encrypted in transit and at rest, access is controlled and monitored, and role-based access controls and multifactor authentication are used.Read 11 Oct 2026 · refact.ai
Security limitation
The privacy policy states that it does not collect data on the server side.Read 11 Oct 2026 · refact.ai
Supported IDEs
VS Code,JetBrains,Visual Studio,Neovim,Sublime TextRead 22 Sep 2026 · refact.ai
Terminal access
YesRead 22 Sep 2026 · refact.ai

Plans and prices

Free Free For personal and hobby projects · Autonomous AI Agent limited daily usage · In-IDE chat with 32k context · Unlimited Qwen2.5-Coder completions · Code-aware vector database (RAG) Read 11 Oct 2026 · refact.ai
Pro $10 a month From $10/month For professional use · 40 Autonomous AI Agent requests/day · Unlimited in-IDE chat with 64k context · Additional code completion models Read 11 Oct 2026 · refact.ai
Enterprise Priced on request On-premise, SaaS, or AWS deployment · LLM fine-tuning on company codebase · Multi-GPU optimization · Code privacy · Priority support and onboarding Read 11 Oct 2026 · refact.ai

Every Refact.ai plan and price →

Strong points and limits

Strong points

  • Free plan costs nothing
  • Agent can plan, execute and deploy coding tasks
  • Supports VS Code and JetBrains plugins
  • Local product uses configured providers and runtimes
  • Codebase indexing and terminal access included

Limits

  • Visual Studio, Neovim and Sublime Text are beta
  • Hosted accounts and cloud features are being retired
  • Pro costs $10 a month

Who it suits

Refact.ai suits individual developers and hobbyists using supported editors, as well as professional teams needing configurable local or on-premise deployment. Its plans distinguish personal, professional and enterprise use.

Verdict

Refact.ai combines coding assistance with an autonomous agent across several operating systems and editors. The free plan covers personal and hobby projects, while professional use has a listed monthly price and hosted services are being retired.

Where Specifiction places it

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