Skip to content
SPECIFICTION
Get listed

RightCapital

rightcapital.com

From $12.50/mo Free trial WebiOSAndroid
Visit rightcapital.com
Spec score 7.7 #7 of 16 in Wealth Management

What it is

RightCapital is financial planning software for financial advisors, with tools for retirement projections, tax planning, and client communication. Advisors can compare retirement scenarios using Monte Carlo simulations and stress tests, and analyze tax-return data to model Roth conversions, equity allocation, and tax-efficient withdrawals. Snapshot creates personalized plan summaries for sharing as a PDF or through the secure client portal. Clients can use the portal and mobile app to view net worth, track budgets, edit transactions, and upload documents to the Vault. The software supports cash-flow, goal, insurance, investment, and scenario planning, and integrates with custodians, CRMs, portfolio analytics providers, and other software. Listed partners include Schwab, Fidelity, Redtail, Wealthbox, and Morningstar Advisor Workstation. RightCapital says personal information and uploaded documents are encrypted at rest with AES-256 and transmissions use HTTPS; account access is read-only, and banking credentials are managed by Envestnet | Yodlee. Plans start at $149.95 per advisor per month, billed annually, with a first-year annual commitment. A 14-day free trial is offered; there is no free plan.

Spec sheet

Purpose
RightCapital is financial planning software built to simplify planning, enhance client engagement, and help financial advisors scale.Read 2 Oct 2026 · rightcapital.com
Trial
The product page offers a 14-day free trial.Read 2 Oct 2026 · rightcapital.com
Integrations
RightCapital integrates with custodians, CRMs, portfolio analytics providers, and other software; listed partners include Schwab, Fidelity, Redtail, Wealthbox, and Morningstar Advisor Workstation.Read 2 Oct 2026 · help.rightcapital.com
Security
RightCapital says personally identifiable information and uploaded documents are encrypted at rest using AES-256, and data transmissions use HTTPS.Read 2 Oct 2026 · rightcapital.com
Support
Advisor support is available by chat, phone, email, and scheduled case reviews Monday through Friday, 9:00 am to 6:00 pm Eastern Time.Read 2 Oct 2026 · help.rightcapital.com
Headquarters
2 Enterprise Dr Ste 508, Shelton, CT 06484-4640, United StatesRead 23 Sep 2026 · rightcapital.com
Company
RightCapital says it was founded in 2015 by brothers Shuang Chen and Song Chen.Read 2 Oct 2026 · rightcapital.com
Account aggregation
RightCapital says it does not store banking credentials, which are managed by Envestnet | Yodlee, and account access is read-only.Read 2 Oct 2026 · rightcapital.com
Client communication
Snapshot creates personalized plan summaries that advisors can share through the secure client portal or as a PDF.Read 2 Oct 2026 · rightcapital.com
Client portal and app
The client portal and mobile app let clients view net worth, track budgets, edit transactions, and upload documents to the Vault.Read 2 Oct 2026 · rightcapital.com
Mobile availability
The client mobile app is available for iPhone and Android devices through the App Store and Google Play Store.Read 2 Oct 2026 · help.rightcapital.com
Planning
The software supports interactive retirement projections with Monte Carlo simulations, stress tests, and side-by-side scenario comparisons.Read 2 Oct 2026 · rightcapital.com
Tax planning
Advisors can analyze tax return data and model strategies including Roth conversions, equity allocation, and tax-efficient withdrawals.Read 2 Oct 2026 · rightcapital.com

Plans and prices

Basic $149.95 a year Per advisor per month; all plans require an annual commitment for the first year. Retirement, tax, insurance, investment, estate, business, and college planning · secure document vault · 40+ integrations · live support Read 2 Oct 2026 · rightcapital.com
Premium $209.95 a year Per advisor per month; all plans require an annual commitment for the first year. All Basic features · account aggregation · budgeting tools · Tax Analyzer · Iris AI planning agent · RightRisk assessment · one assistant access for an additional fee Read 2 Oct 2026 · rightcapital.com
Platinum $254.95 a year Per advisor per month; all plans require an annual commitment for the first year. All Premium features · team collaboration · custom asset classes · firm-level assumptions and data models · RightFlows workflows · assistant access for an additional fee Read 2 Oct 2026 · rightcapital.com
Enterprise Priced on request Contact Sales. Custom offering · firm-level insights · unified licensing and billing · API access · firm-level controls · compliance tracking Read 2 Oct 2026 · rightcapital.com

Every RightCapital plan and price →

Strong points and limits

Strong points

  • Retirement projections include Monte Carlo simulations and stress tests.
  • Tax tools model Roth conversions and tax-efficient withdrawals.
  • Clients can view and update information in a portal and app.
  • Integrates with custodians, CRMs, and portfolio analytics providers.

Limits

  • No free plan; the trial lasts 14 days.
  • Plans require a first-year annual commitment.
  • Basic starts at $149.95 per advisor per month, billed annually.

Who it suits

RightCapital suits financial advisors who need retirement and tax planning tools alongside a portal for sharing plans and collaborating with clients. Its mobile app and integrations may also suit practices whose clients want to review and update account information on mobile devices.

Verdict

RightCapital brings planning, tax analysis, and client communication into one advisor-focused product. Check the plan details and annual commitment against your practice’s needs before choosing a tier.

Where Specifiction places it

Alternatives to RightCapitalAll alternatives →