IBM Planning Analytics From $875/mo 9.1 Visit True North Budgeting
truenorthbudgeting.com
What it is
True North Budgeting is a desktop budgeting application for macOS, Windows, and Linux. It runs on the user's computer, keeps the budget file locally, and says no information is stored in the cloud. The app does not request bank or financial-account credentials and says it does not send financial data to analytics services. Its data relies on the operating system's built-in security and encryption features. Budgeting tools include pay-period grouping, a 12-month forecast, 50/30/20 allocation, goals, and a monthly calendar. The calendar uses color to show cash flow and lets users edit events instantly. Two one-time lifetime licenses are listed: Personal costs $29.99, paid once for one computer and one license; Navigator costs $49.99, paid once and includes three licenses for a desktop, laptop, and one to share. Future updates are included with both licenses. No free tier is stated. The maker is based in Phoenix, Arizona, United States.
Spec sheet
- Supported Platforms
- Available on macOS, Windows, and Linux.Read 28 Sep 2026 · truenorthbudgeting.com
- Deployment
- desktopRead 23 Sep 2026 · truenorthbudgeting.com
- Free plan
- NoRead 23 Sep 2026 · truenorthbudgeting.com
- Headquarters
- Phoenix, Arizona, United StatesRead 4 Oct 2026 · truenorthbudgeting.com
- Bank Logins
- The app does not ask for bank credentials or financial-account credentials.Read 28 Sep 2026 · truenorthbudgeting.com
- Budget Features
- Includes pay-period grouping, a 12-month forecast, 50/30/20 allocation, goals, and a monthly calendar.Read 28 Sep 2026 · truenorthbudgeting.com
- Calendar Editing
- Users can view cash flow on a color-coded monthly calendar and edit events instantly.Read 28 Sep 2026 · truenorthbudgeting.com
- Cloud Storage
- The product states that nothing is stored in the cloud.Read 28 Sep 2026 · truenorthbudgeting.com
- Desktop Application
- It is an offline desktop budgeting application that runs on the user's computer.Read 28 Sep 2026 · truenorthbudgeting.com
- Financial Telemetry
- The desktop app does not send financial data to analytics services.Read 28 Sep 2026 · truenorthbudgeting.com
- Free Tier
- No free tier is stated in the supplied page text.Read 28 Sep 2026 · truenorthbudgeting.com
- Future Updates
- Future updates are included with both listed lifetime licenses.Read 28 Sep 2026 · truenorthbudgeting.com
- Media Coverage
- The homepage says the product was featured in several named media outlets.Read 28 Sep 2026 · truenorthbudgeting.com
- Offline Operation
- Core budgeting works offline and the budget file is stored locally.Read 28 Sep 2026 · truenorthbudgeting.com
- Pricing Model
- One-time purchase with no subscriptions, recurring charges, or hidden fees.Read 28 Sep 2026 · truenorthbudgeting.com
- Security Encryption
- Data benefits from the operating system's built-in security and encryption features.Read 28 Sep 2026 · truenorthbudgeting.com
- Sharing Licenses
- Navigator provides three licenses and includes one license to share.Read 28 Sep 2026 · truenorthbudgeting.com
- Support Contact
- The page lists [email protected] as a contact address.Read 28 Sep 2026 · truenorthbudgeting.com
- Trial Refund
- The supplied page text does not state a trial or refund policy.Read 28 Sep 2026 · truenorthbudgeting.com
Plans and prices
Personal $29.99, paid once One-time purchase; lifetime license 1 lifetime license One computer; 1 lifetime license Read 28 Sep 2026 · truenorthbudgeting.com
Navigator $49.99, paid once One-time purchase; lifetime licenses 3 lifetime licenses Three licenses; desktop, laptop, and one to share Read 28 Sep 2026 · truenorthbudgeting.com
Strong points and limits
Strong points
- Works offline with a local budget file
- Available for macOS, Windows, and Linux
- Includes a 12-month forecast and goals
- Future updates included with both licenses
Limits
- No free tier is stated
- Personal license covers one computer
- No trial or refund policy is stated
Who it suits
It suits people who want desktop budgeting on macOS, Windows, or Linux and prefer a locally stored budget file. Navigator may suit someone who needs multiple licenses, including one to share.
Verdict
True North Budgeting centers on offline desktop use, local storage, and a defined set of forecasting and cash-flow tools. Its two lifetime licenses differ in cost and number of included licenses.
Where Specifiction places it
- Budgeting apps#19 of 397.6
- Budgeting Software#20 of 367.6
