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Uniflow

universalflow.io

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Spec score 9.0 #2 of 92 in Scenario Planning Software

What it is

Uniflow is a financial modeling platform for building three-statement models, valuations, and scenarios, with accounting data import. It runs on the web, iOS, and Android. Its Free plan costs $0 forever, has no time limit, and requires no card; it includes one revenue stream, one scenario, and a six-month forecast. Grow costs $25 a month and supports up to three people, two scenarios, and a five-year forecast. Scale pricing varies with monthly revenue: listed plans range from $49 a month for $1k–$10k monthly revenue to $1,090 a month for $100k–$250k, with team limits ranging from eight to 200 people. Fundraising add-ons list three case scenarios, with prices from $100 a month and billing intervals varying by option. A one-off financial audit for Free customers is listed at $15 a month; the audit is included on Grow and Scale. Uniflow is headquartered in Southampton, England.

Spec sheet

What it does
Uniflow is a financial operating system for cash-flow management, forecasting and growth planning that connects accounting and payment data.Read 14 Oct 2026 · universalflow.io
Product
Uniflow describes itself as a financial operating system for managing cash flow, financial forecasts, and growth planning.Read 8 Oct 2026 · universalflow.io
Audience
The maker describes the product as intended for founders and also for advisors, finance teams, investors, and accelerators.Read 8 Oct 2026 · universalflow.io
Free plan
YesRead 20 Sep 2026 · universalflow.io
Integrations
Named integrations include Xero, FreeAgent, QuickBooks, Zoho Books, Stripe, Square, PayPal, Toast, HubSpot, Salesforce, Meta Ads, Amazon Ads and TikTok Ads.Read 14 Oct 2026 · universalflow.io
Security
The maker says connections are read-only and describes its data security as using enterprise-grade encryption and security protocols.Read 8 Oct 2026 · universalflow.io
Support
Uniflow offers email support with a stated one-working-day response target and WhatsApp support for Fundraising-plan customers.Read 14 Oct 2026 · universalflow.io
Headquarters
15 Rockstone Place, Southampton, England SO15 2EP, United KingdomRead 28 Sep 2026 · universalflow.io
AI analyst
The pricing page says the Fundraising add-on includes an AI analyst with unlimited questions.Read 8 Oct 2026 · universalflow.io
AI CFO
The AI CFO describes automated analysis, reporting, scenario modelling and cash-leak detection based on connected data.Read 14 Oct 2026 · universalflow.io
API capability
The integrations page describes an API that separates gross payment amounts from net deposits and accounts for processor fees.Read 14 Oct 2026 · universalflow.io
Cash and runway
The dashboard presents cash balance, net burn, monthly ending balances and runway forecasts.Read 14 Oct 2026 · universalflow.io
Company incorporation
Companies House records Uniflow Ltd as incorporated on 25 July 2019 and active.Read 14 Oct 2026 · find-and-update.company-information.service.gov.uk
Company legal name
The maker identifies itself as Uniflow LTD, company number 12122344, with a Southampton registered office.Read 14 Oct 2026 · universalflow.io
Company size and founding
LinkedIn lists Uniflow as privately held, founded in 2021, headquartered in Southampton and employing 2–10 people.Read 14 Oct 2026 · linkedin.com
Compliance claim
The AI CFO page claims FCA-regulated standards, GAAP and IFRS-compliant formulas and SOC2 privacy certification.Read 14 Oct 2026 · universalflow.io
Connection access
Uniflow says integrations use read-only connections that can be revoked at any time.Read 8 Oct 2026 · universalflow.io
Cost modelling
Cost planning covers departmental cost of sales, operating expenses, capital expenses and tax reserves.Read 14 Oct 2026 · universalflow.io
Customer metrics
The homepage claims more than 363 startups, over $8 million raised by customers and more than $320 million of revenue forecast.Read 14 Oct 2026 · universalflow.io
Documentation
The public site provides a blog, glossary, metrics library and a 14-part financial-modelling masterclass with transcripts.Read 14 Oct 2026 · universalflow.io
Exports
Forecasts can be exported as Excel or PDF files for presentations and data rooms.Read 14 Oct 2026 · universalflow.io
Financial modelling
The modelling tool builds a five-year, three-statement model covering revenue, costs, hiring, funding and valuation from guided questions.Read 14 Oct 2026 · universalflow.io
Forecasting
The product offers rolling forecasts from 3, 6, and 12 months through five years, depending on the plan or feature.Read 8 Oct 2026 · universalflow.io
Free plan limit
The Free plan has a six-month forecast, one revenue stream, one scenario, and monthly data sync.Read 8 Oct 2026 · universalflow.io
Fundraising tools
The platform includes an investor pipeline and fundraising tracker, and the add-on includes valuation methods and funding-required calculations.Read 8 Oct 2026 · universalflow.io
Headcount planning
Headcount plans include start dates, salaries and employer on-costs for fully loaded hiring costs.Read 14 Oct 2026 · universalflow.io
Licence
Terms identify Uniflow as the exclusive owner of its software and grant a limited, non-exclusive, non-transferable licence for personal non-commercial use.Read 14 Oct 2026 · universalflow.io
Limit: login reliability
One Trustpilot reviewer reported repeated login blocking and called the service unusable.Read 14 Oct 2026 · trustpilot.com
Mobile app features
The mobile listing describes expense and income tracking, budgets, cash-flow charts, financial goals and spending insights.Read 14 Oct 2026 · apps.apple.com
Mobile app limits
The iOS listing says the app has not received enough ratings to show an overview and lists iOS 13 or later compatibility.Read 14 Oct 2026 · apps.apple.com
Notable app update
The iOS version history records version 0.9.4 on 16 September 2024 with bank-connection, identity-verification, debt-management and cash-flow improvements.Read 14 Oct 2026 · apps.apple.com
Plan limits
The maker says there are no seat charges or implementation fees, and collaborators can be invited on any plan.Read 8 Oct 2026 · universalflow.io
Praise: ease and fundraising
Three Trustpilot reviewers praised straightforward use, founder financial planning and fundraising forecasts compared with spreadsheets.Read 14 Oct 2026 · trustpilot.com
Privacy data use
The privacy policy says usage data, device data and permitted location or contacts data may be collected, and personal data may be transferred internationally with safeguards.Read 14 Oct 2026 · universalflow.io
Rating on Apple App Store
No rating overview; Apple says the app has insufficient ratings or reviewsRead 14 Oct 2026 · apps.apple.com
Rating on G2
0.0 out of 5 from 0 reviewsRead 14 Oct 2026 · g2.com
Rating on Google Play
No star rating displayed; 50+ downloads shownRead 14 Oct 2026 · play.google.com
Rating on Trustpilot
3.4 out of 5 from 4 reviewsRead 14 Oct 2026 · trustpilot.com
Read-only connections
The integrations page says connections are read-only and can be revoked at any time.Read 14 Oct 2026 · universalflow.io
Reports
Users can export scenarios to Excel or PDF for their board.Read 8 Oct 2026 · universalflow.io
Revenue modelling
Revenue models can contain multiple streams with volume pricing, free trials, churn and seasonality assumptions.Read 14 Oct 2026 · universalflow.io
Scaling Hub
The Scaling Hub is a guided checklist covering growth, cash flow, modelling and fundraising priorities.Read 14 Oct 2026 · universalflow.io
Scenario planning
Users can compare expected, upside and downside cases side by side and export them.Read 14 Oct 2026 · universalflow.io
Security claim
The homepage says Uniflow uses enterprise-grade encryption and security protocols used by financial institutions.Read 14 Oct 2026 · universalflow.io
Self-hosting
The public terms and product pages describe an application service and do not state a self-hosted deployment option.Read 14 Oct 2026 · universalflow.io
Spend management
Spend management provides department budgets, capital-versus-operating expense views and tax reserves.Read 14 Oct 2026 · universalflow.io
Tax forecasts
Uniflow says it estimates VAT and corporation tax reserves, with tax prediction listed for Scale features.Read 8 Oct 2026 · universalflow.io
Terms limitation
The terms disclaim guarantees of uninterrupted or error-free operation and limit liability to fees paid during the preceding 12 months.Read 14 Oct 2026 · universalflow.io
Valuation
The product lists Berkus, scorecard and multiple-based valuation methods with visible assumptions.Read 14 Oct 2026 · universalflow.io

Plans and prices

Free Free forever monthly sync · six-month forecast · one revenue stream · one scenario · fundraising toolkit · collaborators Read 14 Oct 2026 · universalflow.io
Grow $25 a month billed monthly Up to 3 people · 5-year forecast · 2 scenarios Read 20 Sep 2026 · universalflow.io
Grow $250 a year billed annually Up to 3 people · 5-year forecast · 2 scenarios Read 20 Sep 2026 · universalflow.io
Scale: $1k–$10k monthly revenue $49 a month Price follows monthly revenue $1k–$10k monthly revenue · Up to 8 people Read 20 Sep 2026 · universalflow.io
Scale: $10k–$25k monthly revenue $120 a month Price follows monthly revenue $10k–$25k monthly revenue · Up to 20 people Read 20 Sep 2026 · universalflow.io
Scale: $25k–$50k monthly revenue $299 a month Price follows monthly revenue $25k–$50k monthly revenue · Up to 40 people Read 20 Sep 2026 · universalflow.io
Scale: $50k–$100k monthly revenue $549 a month Price follows monthly revenue $50k–$100k monthly revenue · Up to 80 people Read 20 Sep 2026 · universalflow.io
Scale: $100k–$250k monthly revenue $1,090 a month Price follows monthly revenue $100k–$250k monthly revenue · Up to 200 people Read 20 Sep 2026 · universalflow.io
Fundraising add-on: Starter $100 a month Billed every 6 months 3 case scenarios Read 20 Sep 2026 · universalflow.io
Grow monthly $25 a month monthly weekly sync · five-year forecast · multiple revenue streams · two scenarios · up to 3 people Read 14 Oct 2026 · universalflow.io
Scale $1k–$10k revenue $49 a month monthly; revenue-band pricing daily sync · unlimited scenarios · 13-week to 12-month cash-flow view · up to 8 people Read 14 Oct 2026 · universalflow.io
Fundraising Starter $100, paid once every 6 months requires Grow or Scale · three case scenarios · valuation methods · AI analyst Read 14 Oct 2026 · universalflow.io

Every Uniflow plan and price →

Strong points and limits

Strong points

  • Includes three-statement modeling and valuation models
  • Imports accounting data
  • Free plan has no time limit or card requirement
  • Grow supports five-year forecasts
  • Available on web, iOS, and Android

Limits

  • Free plan allows one revenue stream and one scenario
  • Free plan forecast covers six months
  • Scale pricing varies with monthly revenue
  • Fundraising add-on billing intervals vary

Who it suits

Uniflow may suit people or teams building forecasts, valuations, and scenarios from accounting data. Its plans range from a one-person free option to Scale tiers with larger team limits.

Uniflow in depth

Read the full write-up

Uniflow is a financial modeling product for founders and teams building forecasts and valuations. It suits people who need scenario analysis and accounting-data import alongside three-statement modeling. The free tier is a limited starting point; paid plans expand forecast length and team capacity, with Scale prices tied to monthly revenue.

Overview

Uniflow brings three-statement modeling, valuation models, scenario analysis, and accounting-data import into one product. That combination supports both operating forecasts and valuation work, rather than just a single-purpose projection. Its main trade-off is the gap between the tightly capped free plan and paid tiers whose pricing and seat limits vary considerably.

Key features

Three-statement modeling and valuation: Useful for teams that need linked financial statements as well as valuation models. It is a broader modeling toolkit than a forecast alone.

Scenario analysis: The free plan permits one scenario, while Grow permits two. A free user can build a starting case, but needs a paid plan to compare even two alternatives.

Accounting-data import: Import support can connect accounting records with modeling work. The feature is relevant to users who want that input in their forecasts, though its scope is not further defined.

Pricing

Free: free, billed at $0 forever, with no card and no time limit. One revenue stream, one scenario, and a six-month forecast make it suitable for a small initial model or a no-cost start. Those caps are limiting for ongoing planning, multiple cases, or longer-range forecasting.

Grow: $25 a month, billed monthly, for up to three people, a five-year forecast, and two scenarios. It is the practical step up for a small team that needs longer forecasts and some case comparison without moving to revenue-based Scale pricing. It remains capped at three people and two scenarios.

Scale: Pricing follows monthly revenue, and each tier sets a team limit: $49 a month for $1k–$10k monthly revenue and up to eight people; $120 a month for $10k–$25k and up to 20 people; $299 a month for $25k–$50k and up to 40 people; $549 a month for $50k–$100k and up to 80 people; and $1,090 a month for $100k–$250k and up to 200 people. These tiers match price bands to revenue and allow larger teams, but the monthly cost rises sharply as revenue and seat capacity increase. The stated tier details do not give a forecast length or scenario count for Scale.

Fundraising add-ons: Starter is $100 a month, billed every 6 months; Quarterly is $160 a month, billed every 3 months; Six-monthly is $220 a month, billed every 6 months. Each includes three case scenarios. These are for users who need fundraising scenarios; the recurring billing terms matter when budgeting, and the plans differ in both price and billing interval.

Financial audit: A one-off audit for Free-plan customers costs $15 a month. It is included on Grow and Scale. The one-off option gives Free users a way to obtain an audit without upgrading, while paid-plan customers do not need to buy it separately.

Platforms

Uniflow runs on web, iOS, and Android. That gives users desktop-browser and mobile access, though no other platforms are supported in the stated platform range.

Who it's for

Uniflow is best suited to founders and teams who need a combined financial modeling toolkit, particularly those who value three-statement models, valuation, scenario analysis, and accounting-data import. The free plan fits an initial or short-horizon model; Grow is the more suitable fit for a small team planning across five years. Larger teams can consider Scale if their monthly revenue aligns with its pricing bands. Users who need multiple cases on the free tier, a forecast beyond six months without upgrading, or team capacity beyond Grow's three-person limit should look beyond the entry plan.

Pros and cons

Pros: Three-statement modeling, valuation, scenario analysis, and accounting-data import sit together, covering several common financial modeling needs.

Pros: The free plan has no card requirement or time limit, so users can begin without a paid commitment.

Pros: Grow specifies a five-year forecast and a three-person team at a fixed monthly price, making its fit clearer for a small team.

Cons: Free is constrained to one revenue stream, one scenario, and six months, which makes it a narrow option for sustained planning.

Cons: Scale prices climb with revenue, reaching $1,090 a month in the highest stated band; that structure can become costly as a business grows.

Cons: Fundraising add-ons have substantial recurring charges and billing intervals of three or six months, even though each includes three case scenarios.

Alternatives

For another way to compare products in this category, browse Financial Modeling Software, Scenario Planning Software, or Financial Planning & Analysis Software.

Workday Adaptive Planning is a paid option with a 30-day trial and a broader platform range, including Windows and macOS; consider it if those platforms or a trial matter more than Uniflow's free plan.

Valutico offers free access to create a data room or launch Diligence, alongside paid plans and a trial. Choose it if that free access is the priority.

LivePlan offers Standard at $20 a month for one active company, five contributors, and unlimited guests, or Premium at $40 a month. It may suit readers prioritizing those company and contributor allowances.

ModelTree is a paid option with a free trial and web and Windows platforms.

PlanGuru is worth considering if its Single Entity plan's annual billing and allowance of one user, five years of actual results, and ten years of budgeting and forecasting better fit the work.

Quantrix offers Qloud and Modeler products, with a free trial and a wider platform range that includes self-hosted use.

Adlega has a free plan with one financial model, core forecasts, MRR and runway, 15 tokens per month, and a read-only share link; choose it if those free-plan capabilities match the need.

Financial Modelling Pro offers a free plan with one project, browser-local saving, 17 sector templates, watermarked PDF export, and 20 monthly messages; it may suit users who value those specific free-tier tools.

Verdict

Choose Uniflow if you want modeling, valuation, scenario analysis, and accounting-data import in one product, and your needs fit its free caps or a paid team's size and revenue band. Its strongest case is the range of modeling tools paired with a no-card, no-time-limit entry tier. Look elsewhere if the free plan's single scenario and six-month horizon are too restrictive, or if revenue-based Scale pricing and its rising monthly costs do not suit your budget.

Verdict

Uniflow pairs financial modeling tools with a free entry plan and revenue-based Scale tiers. Compare the forecast length, scenarios, and team limit in each plan with the work you need to do.

Where Specifiction places it

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