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SPECIFICTION
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Wallet by BudgetBakers

web.budgetbakers.com

Free plan WebiOSAndroid
Visit web.budgetbakers.com
Spec score 8.8 #10 of 181 in Personal Finance Software

What it is

Wallet by BudgetBakers is a personal finance tracking and budgeting tool for Android, iOS, and web. It is not a bank and does not hold funds, send payments, or withdraw cash. Users can set category spending limits, receive overspending alerts, use AI-powered category assignment, and choose among multiple budget types. Wallet says it connects to over 15,000 financial institutions for transaction syncing and balance updates. It supports multiple currencies with automatic exchange-rate calculations, and imports historical records in CSV, XLS, or OFX formats. The mobile app lists real-time notifications, quick expense entry, receipt scanning, and offline mode. The web app lists analytics, bulk operations, report export, and multi-tab support. Premium includes Group Sharing for household expenses and savings goals, with control over shared accounts; its REST API provides access to transactions, accounts, budgets, and goals. BudgetBakers says bank access is read-only, and describes GDPR compliance and a right to data deletion. Wallet has a free plan, and a free trial is listed.

Spec sheet

Product
Wallet is a personal finance tracking and budgeting tool, not a bank; it does not send payments, withdraw cash, or hold funds.Read 11 Oct 2026 · support.budgetbakers.com
Platforms
Wallet has mobile apps for iOS and Android and a browser-based web app.Read 11 Oct 2026 · budgetbakers.com
Free plan
YesRead 19 Sep 2026 · budgetbakers.com
Integrations
Wallet offers MCP connections for AI assistants and a REST API for tools such as Excel and Power BI.Read 11 Oct 2026 · budgetbakers.com
Mobile apps
bothRead 19 Sep 2026 · budgetbakers.com
Security
BudgetBakers states it is ISO 27001 certified, PCI DSS compliant, and PSD2 licensed, and that bank access is read-only.Read 11 Oct 2026 · budgetbakers.com
Privacy
BudgetBakers says it complies with GDPR, requires explicit user authorization, and provides a right to data deletion.Read 11 Oct 2026 · budgetbakers.com
Support
The download page lists priority support among Wallet's stated benefits.Read 11 Oct 2026 · budgetbakers.com
Headquarters
Prague, Czech RepublicRead 28 Sep 2026 · web.budgetbakers.com
Founded
2014Read 28 Sep 2026 · web.budgetbakers.com
Account sync
bothRead 19 Sep 2026 · budgetbakers.com
API access
The REST API is for Premium subscribers and allows access to Wallet data including transactions, accounts, budgets, and goals.Read 11 Oct 2026 · budgetbakers.com
Bank sync
The product page says Wallet connects to over 15,000 financial institutions for transaction syncing and balance updates.Read 11 Oct 2026 · budgetbakers.com
Bill tracking
YesRead 19 Sep 2026 · budgetbakers.com
Budgeting
Wallet supports category spending limits, overspending alerts, AI-powered category assignment, and multiple budget types.Read 11 Oct 2026 · budgetbakers.com
Budgeting tools
YesRead 19 Sep 2026 · budgetbakers.com
Import
Users can import historical financial records in CSV, XLS, or OFX formats.Read 11 Oct 2026 · budgetbakers.com
Mobile features
The mobile app page lists real-time notifications, quick expense entry, receipt scanning, and offline mode.Read 11 Oct 2026 · budgetbakers.com
Multi-currency
Wallet supports multiple currencies and says it automatically calculates exchange rates.Read 11 Oct 2026 · budgetbakers.com
Net-worth tracking
YesRead 19 Sep 2026 · budgetbakers.com
Report export
YesRead 19 Sep 2026 · budgetbakers.com
Shared finances
Wallet Premium includes Group Sharing for household expenses and savings goals, with control over which accounts are shared.Read 11 Oct 2026 · budgetbakers.com
Web features
The web app page lists advanced analytics, bulk operations, report export, and multi-tab support.Read 11 Oct 2026 · budgetbakers.com

Plans and prices

Free Free Basic personal finance tracking Read 11 Oct 2026 · support.budgetbakers.com
Premium Lifetime Price not published Premium features Read 11 Oct 2026 · budgetbakers.com
Premium Monthly Price not published Premium features Read 11 Oct 2026 · support.budgetbakers.com
Premium Yearly Price not published Premium features Read 11 Oct 2026 · support.budgetbakers.com

Every Wallet by BudgetBakers plan and price →

Strong points and limits

Strong points

  • Connects to over 15,000 financial institutions.
  • Supports multiple currencies and exchange-rate calculations.
  • Imports CSV, XLS, and OFX records.
  • Mobile app includes receipt scanning and offline mode.
  • Bank access is read-only.

Limits

  • Wallet does not hold funds or send payments.
  • REST API access is for Premium subscribers.

Who it suits

Wallet suits people who want to track budgets, bills, accounts, and net worth across web and mobile. Premium may fit households sharing expenses or users who need REST API access.

Verdict

Wallet covers budgeting and account tracking, with distinct mobile and web tools and a free plan. It is a tracking product, not a place to hold money or make payments.

Where Specifiction places it

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