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Zilch pricing

3 plans read from zilch.com

Zilch StandardFree FreeUp to 5% Rewards · in-app only · £4.99 card fee Read 7 Oct 2026 · zilch.com
Zilch Extra£2.99 a month £2.99/monthUp to 5% Rewards · everywhere · physical card included Read 7 Oct 2026 · zilch.com
Zilch Plus£4.99 a month £4.99/monthUp to 6% Rewards · 1% for Pay over time in-app · 0.25% outside app · physical card included Read 7 Oct 2026 · zilch.com

In short

  • Zilch has a free plan (Zilch Standard).
  • Paid plans published: 2, from £2.99 a month.

What the alternatives costAll alternatives →

ToolFromFree planFree trial
Atome0.75 SGD/moYesNo
Klarna$4.99/moNoNo
Riverty—YesNo
Scalapay—YesNo
Tabby—YesNo
ViaBill—YesNo
Afterpay—YesNo
Billie—YesNo