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SPECIFICTION
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1099Online vs Stripe Connect

1099Online

1099online.com

Stripe Connect

stripe.com

Side by side

Figure1099OnlineStripe Connect
Price from—$20.25/mo
Free plan—Yes
Free trial——
Open source——
WebYesYes
iOS—Yes
Android—Yes
API—Yes
Plans published83
Spec score · 1099 Filing Software7.8 (#12)8.8 (#3)
HeadquartersWestlake, Texas, United StatesSan Francisco and Dublin
SecurityThe About page says 1099Online uses 256-bit encryption for data and describes its security as financial-industry or bank level.The Connect features page lists PCI DSS Level 1 certification and PSD2 Strong Customer Authentication compliance.
SupportThe pricing page lists phone, chat and email support with real people, and the support center gives [email protected] as its email address.Connect’s features page advertises 24x7 support by phone, chat, and email.
What it does1099Online provides web-based software to prepare and e-file 1099 forms with the IRS and participating state agencies.Stripe Connect lets platforms, marketplaces, and other businesses embed payments and coordinate money movement among multiple parties.
Who it servesThe About page identifies small businesses, accountants, tax professionals, law firms and CPA firms as intended users.Stripe describes Connect as suitable for software platforms, marketplaces, and businesses that need to coordinate payments among multiple parties.

Plans

1099Online

  • 1099 e-File (tiered per form)$0.69, paid once
  • IRS Compliant eDelivery add-on$1, paid once
  • Real-Time TIN Match add-on$1.20, paid once
  • Postal Mailing add-on$1.99, paid once
  • State Filing add-on$1.99, paid once
  • State Filing – Direct to State add-on$2.99, paid once
  • International Mailing add-on$4.99, paid once
  • State Reconciliation Forms add-on$4.99, paid once

1099Online pricing →

Stripe Connect

  • Stripe handles pricing for your usersFree
  • You handle pricing for your users$20.25 a month
  • Stripe handles pricing for your usersPriced on request

Stripe Connect pricing →

In their own words

1099Online

1099Online has no write-up on Specifiction yet; its figures are above.

Visit 1099online.com

Stripe Connect

Stripe Connect embeds payments in software platforms and marketplaces and coordinates money movement among multiple parties. Platforms can choose Stripe-hosted, embedded, or custom onboarding, including identity verification and networked onboarding for existing Stripe users. Connect supports payments in 135+ currencies and 40+ payment methods across online, mobile, subscription, invoicing, and point-of-sale flows. Platforms can split payments, route funds across borders, control payout timing, and offer instant payouts. Prebuilt connected-account dashboards include controls for payments, payouts, settings, notifications, and payment methods. Risk and compliance features include KYC and AML checks, sanctions screening, MATCH list checks, and fraud management. Connect can automatically generate US 1099 forms; e-filing and delivery fees vary by pricing model. Its listed security features include PCI DSS Level 1 certification and PSD2 Strong Customer Authentication compliance. Pricing may involve no platform fees when Stripe handles user pricing, or $2 per monthly active account plus 0.25% + 25¢ per payout sent; other usage fees may apply.

Visit stripe.com