2Checkout Hosted Checkout vs Wise
2Checkout Hosted Checkout
2checkout.com
Wise
wise.comSide by side
| Figure | 2Checkout Hosted Checkout | Wise |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | — |
| Plans published | 4 | 1 |
| Spec score · Cross-Border Payment Platforms | 8.0 (#7) | 8.1 (#6) |
| Company history | 2Checkout says it started officially in 2006 and that Verifone acquired it in August 2020. | Wise says it launched in 2011 with a vision of making international money transfers cheap, fair, and simple. |
| Founded | 2006 | 2011 |
| Headquarters | Amsterdam, Netherlands | London, United Kingdom |
| Security | 2Checkout says its services are PCI DSS Level 1 certified. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
| Support | 2Checkout says Merchant Support is available 24/7 for technical questions. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
Plans
2Checkout Hosted Checkout
- 2Sell$3.50, paid once
- 2Subscribe$4.50, paid once
- 2MonetizePriced on request
- 4EnterprisePriced on request
In their own words
2Checkout Hosted Checkout
2Checkout Hosted Checkout has no write-up on Specifiction yet; its figures are above.
Wise
Wise is a money app for sending money, receiving payments from abroad, checking exchange rates, paying bills, and sending money to loved ones. It sends to bank accounts in over 140 countries; delivery on many popular routes is within a day, the same day, or instant. Wise says it uses the mid-market exchange rate and displays fees before payment. Signing up is free, with no subscription; sending and conversion fees vary by currency and start from 0.33%. Sending to another Wise account has no sending fee, though conversion fees may still apply. Transfers can be funded with Apple Pay, Google Pay, cards, or bank transfer. Users can track and schedule transfers, repeat previous transfers, and receive live exchange-rate notifications. Wise says it safeguards customer money separately from its own and uses two-factor authentication to protect accounts and transactions. Photo ID may be required for some currencies or large transfers. The app is available on Android, iOS, and web.