99Pledges vs FundRazr

99Pledges is free web-based fundraising software for schools, teams, youth organizations, and nonprofits running a-thon events. Organizers can create a fundraiser in minutes or have 99Pledges set one up for free. Each participant receives an individual donation page shareable by email, text, Facebook, and X. Donors can pay by credit or debit card, PayPal, Apple Pay, or Google Pay, while organizers can record cash and check donations. Real-time reports track participation, leaderboard rankings, and progress toward goals. After an event ends, funds are sent within one business day. Organizations receive a dedicated fundraising coach, and live chat typically responds within minutes. The 99Pledges plan costs nothing, with no contracts, subscriptions, or fundraising minimums, but charges 3.49% + $0.49 per transaction. The service is limited to organizations in the United States, except for U.S. military-based schools abroad. 99Pledges says Braintree handles payments as a Level 1 PCI DSS compliant provider and that it follows COPPA requirements for children’s privacy.

FundRazr is a crowdfunding and online fundraising platform for individuals, nonprofits, organizations, businesses, schools, sports teams, and other causes. Campaigns can use words, pictures, and videos, with Keep-it-all or All-or-nothing funding. Keep-it-all campaigns can run as long as needed; All-or-nothing campaigns can last up to 60 days. Payments connect to Stripe or PayPal, and funds go directly to those accounts rather than being held by FundRazr. Supported payment methods include credit and debit cards, Google Pay, and Apple Pay. Campaigns can include events, registration forms, tickets, teams, roles, permissions, leaderboards, wishlists, rewards, product variants, inventory, and shipping. Sharing options include Facebook, X, LinkedIn, email, Messenger, and WhatsApp; campaigns can also be embedded on websites. CRM and marketing integrations include Mailchimp and connections through Zapier. Organizations legally able to issue tax receipts can issue them automatically at no extra charge. The Optional Tips plan has no platform fee and payment processing of 2.9% + $0.30, with 95% of donors covering fees. Fee Recovery has a 1% donation-form or 5% fundraising-page platform fee, plus payment processing of 2.9% + $0.30.