9Spokes vs Powens
9Spokes
9spokes.com
Powens
powens.comSide by side
| Figure | 9Spokes | Powens |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Bank Connectivity Software | 7.7 (#21) | 8.2 (#8) |
| Headquarters | Auckland, New Zealand | Paris, France |
| Integrations | Business app connections cover accounting, ecommerce, social media, marketing, and payments, and the maker says the feature integrates over 20 essential business apps. | For business account aggregation, Powens says it connects to PSP wallets such as PayPal, Stripe and GoCardless. |
| Security | 9Spokes describes its security as ISO-certified and says it uses direct API connections rather than screen scraping. | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. |
| Support | The company invites prospective customers to contact its team or email [email protected] to discuss the platform. | Enterprise plans include a dedicated account manager and priority assistance from integration and technical support teams. |
| Who it serves | The platform is for banks, financial institutions, fintechs, and merchant aggregators and acquirers serving small and midsize businesses. | Powens lists lending, accounting and invoicing, wealth management, property management, cashback and rewards, retail banking, and payments among its target sectors. |
Plans
In their own words
Powens
Powens is an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. Its aggregation service syncs accounts, transactions, savings, loans, and investments from more than 1,800 banks across 12 EU countries. Accounts refresh daily, while available transaction history varies by bank from 3 to 24 months; live connections can be maintained for six months with daily refreshes. Payment services include IBAN accounts, Direct Debit, Pay by Bank, and instant SEPA transfers through one API and dashboard. Powens says beneficiaries receive funds from its instant SEPA transfers within 10 seconds. It also offers real-time bank identity checks and Spanish IBAN ownership verification. Developers can access API documentation, integration guides, SDKs, connection widgets, an admin console, and a free self-service sandbox. Pricing is on request. Enterprise plans include dedicated hosting and can include an account manager and priority technical and integration support. Powens lists Android, iOS, web, and API access, and says it was founded as Budget Insight in 2012 before adopting the Powens name in 2022.