Access Development vs Forma

Access Development has no write-up on Specifiction yet; its figures are above.

Forma helps employers design and administer customizable benefits, including pre-tax and post-tax spending accounts. Employers configure account types, eligibility, and whether funds recur, are single-use, or depend on milestones. Listed plans include HRA, HSA, FSA, Commuter, Employer-Subsidized Account, and Lifestyle Spending Account. Employees access benefits through the Forma Store, Forma Card, or claims reimbursement. The Store is a curated marketplace for lifestyle and wellness products and services without stated out-of-pocket spending or receipts. The Forma Visa Debit Card works wherever Visa is accepted, and many eligible payments are automatically adjudicated without receipts. Dashboards report budgets, usage, and claim approvals. Forma lists more than 40 HRIS integrations, including Workday, ADP, UKG, and Paylocity, plus SCIM and file feeds. It supports SAML2 authentication and major SSO providers, with web, iOS, Android, and API access. Pricing is customized in an Order Form and billed annually unless otherwise specified. Forma is headquartered in Fremont, California.