ACH Processing Company vs First ACH API
ACH Processing Company
achprocessing.comFirst ACH API
firstach.comSide by side
| Figure | ACH Processing Company | First ACH API |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 3 |
| Spec score · ACH Payment Processing Software | 7.7 (#10) | 8.3 (#4) |
| Founded | 1998 | First ACH’s management page says Paul Sabella founded First ACH in May 1998. |
| Headquarters | Plano, Texas, United States | First ACH lists its corporate headquarters at 2141 East Broadway Road, Suite 202, Tempe, Arizona 85282. |
| Reporting | The portal has a report builder with over 28 values, templated reports, and transaction search filters. | The dashboard provides filtered reports and activity reports for rejected transactions. |
| Security | The company says it uses multiple data centers and data encryption to protect sensitive information. | First ACH says its hosted applications are protected by managed firewalls, account data is encrypted with a 768-bit key, web traffic uses 128-bit SSL, and network traffic is monitored by an intrusion detection system. |
| Support | The company invites prospective customers to request a demo, and says solution experts will reach out to contact form submissions. | The API page says technical support is free, and First ACH describes support through phone and email with trained US-based professionals. |
Plans
First ACH API
- Custom solutionsPriced on request
- First ACH APIPriced on request
- First ACH Merchant +Priced on request
In their own words
ACH Processing Company
ACH Processing Company provides ACH and credit card processing through a web portal and services API. The ACH Web Portal handles one-time and recurring payments, reporting and administrative tasks. Users can schedule recurring billing or make individual transactions with Quick Debit; Pay Now Links accept ACH and card payments on a website. Report Builder includes more than 28 values for assembling reports, while Report Viewer offers templates for settled transactions, file uploads and unsuccessful transactions. Administrators can manage user rights, require a second user to approve transactions and set email alerts for selected events. The API supports batch transaction creation, transaction searches and retrieval of returned transactions with their return codes. Developers can validate information in sandbox environments designed to mirror production. Listed accounting integrations include Sage 100 Standard, Xero and QuickBooks. The company says it serves corporate clients and municipalities, among other organizations, and offers prospective customers a demo. It was incorporated in 1998 and launched its proprietary platform in 2012. Pricing is on request; platforms listed are web and API.
First ACH API
First ACH API connects a business’s own interface to the First ACH payment gateway, allowing transactions to move through an existing sales process. Businesses can manage transactions from their account database, submit them as they occur, and receive updates for monitoring inside their own system. The API supports recurring ACH payments and ACH credits. Listed applications include embedding ACH payments in another product, depositing across multiple accounts, and consolidated processing for distributed networks. First ACH describes it for businesses integrating payments with existing systems, merchants adding customer-initiated payments to software or websites, and companies needing custom features. Integration requires a live Internet connection to begin. A 30-day ACH processing trial has no cancellation penalty or termination fee, although processed-payment fees still apply. Technical support is free by phone and email from trained US-based professionals. First ACH cites managed firewalls, encrypted account data, 128-bit SSL web traffic, intrusion detection, NACHA standards, and PCI requirements. Pricing is on request.