ACH Processing Company vs OpenACH
ACH Processing Company
achprocessing.comOpenACH
openach.comSide by side
| Figure | ACH Processing Company | OpenACH |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | Yes |
| Web | Yes | Yes |
| Linux | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 0 | 3 |
| Spec score · ACH Payment Processing Software | 7.7 (#10) | 8.5 (#2) |
| API | The web service API supports batch transaction creation, transaction searches, and retrieval of returned transactions with return codes. | OpenACH offers a REST/JSON API for integrating business software with ACH payment processing. |
| Payment scheduling | The portal’s Recurring Schedule Manager lets users set custom schedules, and Quick Debit supports one off transactions. | API payment schedules support one-time and recurring frequencies including daily, weekly, biweekly, monthly, annual and biennial. |
| Purpose | Provides payment processing services through a cloud based platform and web services API. | OpenACH is an open-source, web-based platform for ACH origination and payment processing. |
| Security | The company says it uses multiple data centers and data encryption to protect sensitive information. | The Docker instructions say the setup generates an encryption key for data and advise protecting the configuration file containing it. |
| Support | The company invites prospective customers to request a demo, and says solution experts will reach out to contact form submissions. | OpenACH says users can contact its team for both basic and technical questions and hosted setup assistance. |
Plans
OpenACH
- OpenACH open-source softwareFree
- OpenACH open-source softwareFree
- OEM Commercial LicensePriced on request
In their own words
ACH Processing Company
ACH Processing Company provides ACH and credit card processing through a web portal and services API. The ACH Web Portal handles one-time and recurring payments, reporting and administrative tasks. Users can schedule recurring billing or make individual transactions with Quick Debit; Pay Now Links accept ACH and card payments on a website. Report Builder includes more than 28 values for assembling reports, while Report Viewer offers templates for settled transactions, file uploads and unsuccessful transactions. Administrators can manage user rights, require a second user to approve transactions and set email alerts for selected events. The API supports batch transaction creation, transaction searches and retrieval of returned transactions with their return codes. Developers can validate information in sandbox environments designed to mirror production. Listed accounting integrations include Sage 100 Standard, Xero and QuickBooks. The company says it serves corporate clients and municipalities, among other organizations, and offers prospective customers a demo. It was incorporated in 1998 and launched its proprietary platform in 2012. Pricing is on request; platforms listed are web and API.