Adyen vs Airwallex Payments
Adyen
adyen.comAirwallex Payments
airwallex.comSide by side
| Figure | Adyen | Airwallex Payments |
|---|---|---|
| Price from | — | $12/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 8 |
| Spec score · Marketplace Payment Platforms | 9.0 (#2) | 9.4 (#1) |
| Spec score · Cross-Border Payment Platforms | 8.9 (#3) | 9.3 (#1) |
| Spec score · Payment Processing Software | 8.9 (#7) | 9.4 (#2) |
| Spec score · Payment APIs | 9.0 (#2) | 9.3 (#1) |
| Founded | 2006 | 2015 |
| Headquarters | Amsterdam, Netherlands | Singapore and San Francisco |
| Integrations | Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. | Airwallex-maintained payment plugins are available for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. |
| Optimization | Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. | Its machine-learning optimization features include smart routing, automatic retries, message optimization, and 3D Secure logic to improve payment acceptance. |
| Payment methods | The online-payments product supports more than 200 payment methods through one integration. | Airwallex says Payments supports Visa and Mastercard plus more than 160 local methods such as Alipay, iDEAL and GrabPay. |
| Rating on G2 | 4.0 out of 5 from 44 reviews | 4.1 out of 5 from 55 reviews. |
| Rating on Trustpilot | 1.3 out of 5 from 446 reviews | 2.8 out of 5 from 2,584 reviews. |
| Security | Adyen’s help page states that it is PCI DSS v4.0 Level 1 compliant and undergoes an annual external audit by a Qualified Security Assessor. | Airwallex’s Trust Center lists PCI DSS, SOC 1, SOC 2, Visa Service Provider, and ISO/IEC 27001 among its compliance areas, and lists PCI DSS Level 1 certification documents. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | Airwallex Payments lets businesses collect shopper payments globally and connect acceptance with multi-currency settlement, conversion and financial management. |
Plans
Airwallex Payments
- ExploreFree
- ExploreFree
- Grow$12 a month
- AcceleratePriced on request
- Domestic card acceptancePrice not published
- International card acceptancePrice not published
- Local payment methodsPrice not published
- Subscription managementPrice not published
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
Airwallex Payments
Airwallex Payments helps businesses accept international payments and settle, convert, and manage funds through its financial platform. Merchants can take cards and more than 160 local payment methods, although availability depends on the merchant entity’s location. Checkout choices include hosted pages, embedded components, payment links, eCommerce plugins, and the Payments API; dedicated iOS and Android SDKs support app checkout. Like-for-like settlement can put funds in the currency charged into an Airwallex Wallet. Payment acceptance tools include smart routing, automatic retries, message optimization, and 3D Secure logic. Real-time fraud evaluation, configurable risk rules, and dispute management are available through the web app or API. Maintained plugins are listed for Shopify, SHOPLINE, WooCommerce, BigCommerce, Magento, PrestaShop, and Salesforce Commerce Cloud. Explore is free per user/month; Grow is $12 per user/month plus a team-size-based platform fee. Processing fees apply to both, including 2.8% + $0.30 for domestic cards and 4.30% + $0.30 for international cards.