Adyen vs dLocal
Adyen
adyen.com
dLocal
dlocal.comSide by side
| Figure | Adyen | dLocal |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Embedded Payments Platforms | 9.0 (#1) | 7.5 (#15) |
| Spec score · Payment Software | 8.9 (#2) | 7.3 (#19) |
| Spec score · Marketplace Payment Platforms | 9.0 (#2) | 7.4 (#17) |
| Spec score · Cross-Border Payment Platforms | 8.9 (#3) | 7.3 (#18) |
| Spec score · Payment Processing Software | 8.9 (#7) | 7.4 (#39) |
| Founded | 2006 | 2016 |
| Headquarters | Amsterdam, Netherlands | The company identifies its operational headquarters as Montevideo, Uruguay; its principal executive offices are in Grand Cayman, Cayman Islands. |
| Integrations | Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. | The documentation lists Shopify, Google Pay, and Tiendanube integration options; Tiendanube is available only in Argentina. |
| Payment methods | The online-payments product supports more than 200 payment methods through one integration. | dLocal says one integration provides access to over 1,000 local payment methods across more than 60 emerging markets. |
| Security | Adyen’s help page states that it is PCI DSS v4.0 Level 1 compliant and undergoes an annual external audit by a Qualified Security Assessor. | API requests require a signature for authentication, and dLocal’s PCI guidance says merchants using dLocal generally rely on its PCI Level 1 status while completing the relevant self-assessment questionnaire. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | dLocal provides payment solutions for businesses to accept payments, send payouts, and settle funds across emerging markets. |
Plans
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.