Adyen vs InstaPayments
Adyen
adyen.comInstaPayments
instapayments.ioSide by side
| Figure | Adyen | InstaPayments |
|---|---|---|
| Price from | — | $25/mo |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 4 |
| Spec score · Payment Processing Software | 8.9 (#7) | 8.9 (#9) |
| Headquarters | Amsterdam, Netherlands | Austin, Texas, United States |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | InstaPayments provides no-code Stripe payment pages and a customer billing portal. |
Plans
InstaPayments
- Essential$29 a month
- Growth$75 a month
- Premium$499 a month
- Braintree$25 a month
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
InstaPayments
InstaPayments has no write-up on Specifiction yet; its figures are above.