Adyen vs MobilePay
Adyen
adyen.comMobilePay
mobilepay.dkSide by side
| Figure | Adyen | MobilePay |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 2 | 2 |
| Spec score · Payment Processing Software | 8.9 (#7) | 7.6 (#32) |
| Authentication | The Authentication Engine selects among 3D Secure 2, scheme passkeys and Google Secure Payment Authentication using risk, device, issuer and regulatory signals. | Logging in on a new device requires MitID and an SMS code, and each transfer or payment must be confirmed with a code or Face ID. |
| Founded | 2006 | 2013 |
| Headquarters | Amsterdam, Netherlands | Vipps MobilePay says its headquarters are in Oslo. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | MobilePay lets users transfer money, split expenses, pay for purchases and collect money. |
Plans
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
MobilePay
MobilePay is a free Android and iOS app for sending and requesting money, splitting expenses, paying businesses, and collecting shared funds. Transfers can use a recipient’s phone number or QR code and are described as immediate. Groups can divide expenses, while a Box keeps shared collections separate from personal funds. After two people exchange money for the first time, the app creates a chat summarizing transfers, requests, and messages. Users can pay businesses online and in stores. The Get paid service lets merchants accept MobilePay, Visa, and Mastercard payments on a phone, send payment links, and invoice customers without extra equipment or a separate app. New-device login requires MitID and an SMS code. Each payment or transfer needs a code or Face ID confirmation. MobilePay operates on one device at a time and lets users block contacts. Private business payments have no charge, but some fees apply; Get paid bills 0.99% of transaction value and has no monthly subscription price.