Adyen vs PayMongo Payment Links
Adyen
adyen.comPayMongo Payment Links
paymongo.comSide by side
| Figure | Adyen | PayMongo Payment Links |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 2 | 1 |
| Spec score · Hosted Checkout Software | 8.9 (#3) | 7.4 (#20) |
| Spec score · Payment Link Software | 9.0 (#4) | 7.5 (#21) |
| Founded | 2006 | 2019 |
| Headquarters | Amsterdam, Netherlands | Taguig, Philippines |
| Integrations | Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. | Payment Links can be sent through messaging apps, while PayMongo also lists plugins and API payments at Standard MDR pricing. |
| Payment methods | The online-payments product supports more than 200 payment methods through one integration. | The checkout supports cards, e-wallets, online banking, QR, and buy now, pay later options. |
| Security | Adyen’s help page states that it is PCI DSS v4.0 Level 1 compliant and undergoes an annual external audit by a Qualified Security Assessor. | PayMongo says its security framework uses real-time machine learning and 3D Secure, and that it provides dashboard multi-factor authentication. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | Payment Links let businesses accept payments by sharing a checkout link, without needing a website. |
Plans
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
PayMongo Payment Links
PayMongo Payment Links has no write-up on Specifiction yet; its figures are above.