Adyen vs Payrexx Paylink

Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.

Payrexx Paylink lets businesses create payment links in a dashboard or through an API, then send them by email, SMS, WhatsApp, or social media. Links can handle one-time payments, pre-authorisations, tokenisations, and recurring payments. Merchants choose whether reminders are sent, how often they recur, and how many days after the due point they go out. Paylinks can be delivered from a Payrexx account or connected to another system through an API or webhook. Listed plugins include WooCommerce, Shopify, Shopware, Magento, Ecwid, PrestaShop, Drupal, and Odoo, with Make and Zapier integrations. Payrexx says hosted payment pages keep sensitive cardholder data on its servers and that it is PCI-DSS Level 1 certified. It handles PSD2 Strong Customer Authentication and hosts the 3D Secure flow for standard credit cards. The Free plan costs nothing; its listed Mastercard and Visa fee is 2.50% plus EUR 0.30.