Adyen vs PayU Global Payments
Adyen
adyen.comPayU Global Payments
corporate.payu.comSide by side
| Figure | Adyen | PayU Global Payments |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Cross-Border Payment Platforms | 8.9 (#3) | 7.3 (#19) |
| Headquarters | Amsterdam, Netherlands | Amsterdam, Netherlands |
| Integrations | Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. | For Apple Pay, merchants can integrate through PayU’s Payment Page or their own checkout page. |
| Intended customers | Adyen describes its platform as built for global businesses and enterprise payment volume. | PayU describes the service as suitable for merchants of any size and industry, including businesses expanding across markets. |
| Payment methods | The online-payments product supports more than 200 payment methods through one integration. | The platform connects merchants to hundreds of local and global online payment methods through one global API. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | PayU’s global platform combines payment gateway, processing, and, in some markets, acquiring bank services for online transactions. |
Plans
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
PayU Global Payments
PayU Global Payments provides online payment processing and orchestration for merchants selling across markets. Its platform combines a payment gateway and processing, with acquiring bank services available in some markets. Merchants can connect to hundreds of local and global methods, including cards, digital wallets, online bank transfers, QR payments, deferred payments, local schemes and other alternatives. It supports local settlement, multi-currency handling and more than 20 transaction and payout currencies. The Smart Routing Engine uses criteria set by the merchant to route transactions, with the aim of optimizing approvals and fees. Instant Retry can send a declined transaction through another provider to help recover false declines. A shared dashboard shows approval rates and other metrics, compares methods and providers, and supports account management, reports, analysis and audits. Tokenization encrypts payment data and can reduce a merchant’s PCI scope. PayU describes itself as a PCI Level 1-certified processor and says it supports 3D Secure 2.0. Merchants can set up global payments through one API. Pricing is available by contacting PayU.