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SPECIFICTION
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Adyen vs Pin Payments

Adyen

adyen.com

Pin Payments

pinpayments.com

Side by side

FigureAdyenPin Payments
Price from——
Free plan——
Free trial——
Open source——
WebYesYes
iOSYesYes
AndroidYes—
APIYesYes
Plans published25
Spec score · Payment Processing Software8.9 (#7)7.6 (#34)
Founded20062011
HeadquartersAmsterdam, NetherlandsMelbourne, Victoria, Australia
IntegrationsAdyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility.The integrations directory includes Shopify, WooCommerce, Adobe Commerce, Xero and Chargebee.
Payment methodsThe online-payments product supports more than 200 payment methods through one integration.Payment options include major card brands, Apple Pay and Google Pay.
SecurityAdyen’s help page states that it is PCI DSS v4.0 Level 1 compliant and undergoes an annual external audit by a Qualified Security Assessor.Pin Payments says it is a PCI DSS Level 1 Service Provider and undergoes periodic internal and third-party security audits.

Plans

Adyen

  • Interchange++$0.13, paid once
  • Pay per transaction$0.13, paid once

Adyen pricing →

Pin Payments

  • Domestic transactions — domestic cardsA$1.63, paid once
  • Domestic transactions — international cardsA$3.43, paid once
  • Foreign currency transactions — AUD settlementA$3.43, paid once
  • Foreign settlementA$3.93, paid once
  • CustomPriced on request

Pin Payments pricing →

In their own words

Adyen

Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.

Visit adyen.com

Pin Payments

Pin Payments has no write-up on Specifiction yet; its figures are above.

Visit pinpayments.com