Adyen vs PPRO
Adyen
adyen.comPPRO
ppro.comSide by side
| Figure | Adyen | PPRO |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Cross-Border Payment Platforms | 8.9 (#3) | 7.5 (#11) |
| Payment methods | The online-payments product supports more than 200 payment methods through one integration. | PPRO connects to local payment methods including digital wallets, bank transfers, local cards, buy now pay later, and cash based methods. |
| Security | Adyen’s help page states that it is PCI DSS v4.0 Level 1 compliant and undergoes an annual external audit by a Qualified Security Assessor. | PPRO says it is certified to ISO 27001 and PCI DSS and uses controls including encryption, real-time threat detection, and automated risk management. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | PPRO provides a local payments platform that lets businesses activate, accept, and manage local payment methods through one connection. |
Plans
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
PPRO
PPRO is a local payments platform for businesses that need to offer payment methods used in markets around the world. It connects to digital wallets, bank transfers, local cards, buy now pay later, and cash-based methods across more than 85 markets. Businesses can integrate through a RESTful API, Direct API, Hosted Payment Pages, or Drop-in Checkout. Six standardised authentication flows let one integration support methods that share a flow. Transactions are processed in local currency, with settlement available in a currency and geography selected by the customer. The platform also provides reporting, foreign exchange, reconciliation, and local tax calculation and deduction. Its Global Disputes Platform supports dispute and risk management. In Latin America, in-country acquiring connections support smart routing and backup strategies, and PPRO can act as Merchant of Record. It serves payment service providers, enterprise merchants, independent sales organisations, and independent software vendors. Pricing is on request; fees may include setup, monthly minimum, transaction, or service fees.