Adyen vs Square Online
Adyen
adyen.comSquare Online
squareup.comSide by side
| Figure | Adyen | Square Online |
|---|---|---|
| Price from | — | $49/mo |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 2 | 4 |
| Spec score · Embedded Lending Platforms | 9.0 (#1) | 7.7 (#3) |
| Spec score · Payment Software | 8.9 (#2) | 7.7 (#11) |
| Spec score · Mobile Credit Card Processing Software | 9.0 (#2) | 7.9 (#9) |
| Spec score · Payment Processing Software | 8.9 (#7) | 7.8 (#29) |
| Spec score · Hosted Checkout Software | 8.9 (#3) | 7.7 (#17) |
| Spec score · Payment Link Software | 9.0 (#4) | 7.7 (#18) |
| Founded | 2006 | 2009 |
| Headquarters | Amsterdam, Netherlands | San Francisco, California, United States |
| Security | Adyen’s help page states that it is PCI DSS v4.0 Level 1 compliant and undergoes an annual external audit by a Qualified Security Assessor. | Square says it maintains PCI certification and provides end-to-end encryption for card-present payments. |
Plans
Square Online
- Square FreeFree
- Square Plus$49 a month
- Square Premium$149 a month
- Square ProPriced on request
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
Square Online
Square Online has no write-up on Specifiction yet; its figures are above.