Adyen vs Stripe Terminal
Adyen
adyen.com
Stripe Terminal
stripe.comSide by side
| Figure | Adyen | Stripe Terminal |
|---|---|---|
| Price from | — | $2.70/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 7 |
| Spec score · Mobile Credit Card Processing Software | 9.0 (#2) | 7.5 (#12) |
| Spec score · Payment Processing Software | 8.9 (#7) | 7.4 (#40) |
| Headquarters | Amsterdam, Netherlands | San Francisco and Dublin |
| Integrations | Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. | Stripe says Terminal supports hundreds of third-party POS and commerce integrations, including supported readers and gift card flows. |
| Payment methods | The online-payments product supports more than 200 payment methods through one integration. | Terminal supports multiple card brands and digital wallets across 39 markets. |
Plans
Stripe Terminal
- Standard card processingPriced on request
- Payments$2.70 a month
- Cellular$10 a month
- Stripe Reader M2$59, paid once
- Stripe Reader S700$299, paid once
- Stripe Reader S710$299, paid once
- Custom pricingPriced on request
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
Stripe Terminal
Stripe Terminal has no write-up on Specifiction yet; its figures are above.