Adyen vs Worldpay 360 Hospitality

Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.

Worldpay 360 Hospitality is a point-of-sale system that combines hospitality business management and payments. It supports product modifiers, table management, course firing, and promotions, while customers can pay or split bills at the table. Real-time reporting covers sales, staff performance, and customer preferences. The system tracks stock and ingredients and supports loyalty programs and gift cards, including their usage and balances. Magic AI Menu can create a product catalogue from a menu photo, while the Import Wizard accepts Excel files with thousands of items. Lite costs £49 a month, Standard £74 a month, and Pro £89 a month; each plan has an 18-month contract and transaction fees apply. Hardware is included in the monthly rental cost. Typical Visa and Mastercard rates start at 0.468% plus 2.5p per debit transaction, 0.914% plus 2.5p per credit transaction, and 2.003% plus 2.5p per commercial card transaction; other card types may have different fees. The system is available on web, Android, and iOS. Worldpay describes it for UK hospitality businesses of all sizes.