Adyen vs Xendit
Adyen
adyen.comXendit
xendit.coSide by side
| Figure | Adyen | Xendit |
|---|---|---|
| Price from | — | $7,500/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 2 |
| Spec score · Payment Facilitation Platforms | 9.0 (#1) | 7.2 (#17) |
| Spec score · Payment Gateways | 8.9 (#4) | 7.2 (#41) |
| Spec score · Marketplace Payment Platforms | 9.0 (#2) | 7.2 (#23) |
| Spec score · Cross-Border Payment Platforms | 8.9 (#3) | 7.2 (#22) |
| Spec score · Payment Processing Software | 8.9 (#7) | 7.2 (#53) |
| Spec score · Hosted Checkout Software | 8.9 (#3) | 7.2 (#23) |
| Spec score · Payment Link Software | 9.0 (#4) | 7.2 (#26) |
| Founded | 2006 | 2015 |
| Integrations | Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility. | The maker lists integrations including WooCommerce, Shopify, Wix, Magento, Ecwid, and Odoo; available integrations vary by country. |
| Payment methods | The online-payments product supports more than 200 payment methods through one integration. | It says businesses can accept payments through more than 100 payment methods across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Singapore, and Hong Kong. |
| Recurring payments | Recurring payments let merchants tokenize shopper payment details for subscriptions, automatic top-ups and later transactions. | Its subscription payments automate recurring payments through credit cards, e-wallets, and direct debit. |
| Security certifications | Adyen's Trust Center lists PCI DSS, SOC 1 Type II, SOC 2 Type II, ISAE 3402 Type II and ISO 27001:2022 credentials. | Xendit’s Trust Center lists PCI DSS certificates, PCI attestations of compliance, and ISO 27001:2022 certificates for regional entities. |
| What it does | Adyen provides one payment platform for accepting, optimizing and settling online payments through a single integration. | Xendit provides payment infrastructure for businesses, including payment acceptance, payouts, platform payments, and financing. |
Plans
Xendit
- XenPlatform monthly platform fee$7,500 a month
- Pay-as-you-go paymentsPrice not published
In their own words
Adyen
Adyen is an online payments platform for businesses that accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use ready-made Drop-in checkout components or create a custom flow with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. It is available through web, Android, iOS, and API. Pricing is transaction-based, with no setup or monthly fees and a fixed processing fee plus a payment-method fee for each transaction. The stated starting price is $0.13. Adyen describes its platform as built for global businesses and enterprise payment volume.
Xendit
Xendit provides payment infrastructure for businesses, including payment acceptance, payouts, platform payments, and financing. It says businesses can accept more than 100 payment methods across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Singapore, and Hong Kong. Options include cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, and online installments. Xendit supports payouts to more than 450 banks and e-wallets, including on weekends and public holidays, and lists payout coverage in 14 countries. Subscription payments automate recurring charges through credit cards, e-wallets, and direct debit. Listed integrations include WooCommerce, Shopify, Wix, Magento, Ecwid, and Odoo, with availability varying by country. Account controls include two-factor authentication, granular user permissions, and secure API keys. Verification tools cover bank-name and e-wallet validation, ID-card verification, OCR, AML checks, and liveness detection with facial matching. Xendit advertises 24/7 human support. Transaction rates vary by payment type and volume, and some products or notifications may carry separate charges. Merchants must complete onboarding and account activation before processing payments.