Affirm vs Snapmint
Affirm
affirm.comSnapmint
snapmintbusiness.comSide by side
| Figure | Affirm | Snapmint |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Buy Now, Pay Later Platforms | 7.8 (#11) | 7.4 (#22) |
| Founded | 2012 | Snapmint says it was founded in 2017 by Nalin Agrawal, Anil Gelra, and Abhineet Sawa. |
| Headquarters | San Francisco, California, United States | Mumbai, Maharashtra, India |
| Integrations | Affirm lists integrations with Shopify, Wix, BigCommerce, Adobe Commerce, Salesforce Commerce Cloud, SAP Commerce, WooCommerce, Stripe, Adyen, Worldpay, and other platforms and payment service providers. | Snapmint states it supports 50+ platforms, naming Shopify, Magento, WooCommerce, and custom APIs. |
| Support | Affirm provides a consumer Help Center and a business support center. | Merchant enquiries are listed at [email protected], with hours Monday to Saturday, 10 AM–7 PM. |
Plans
Affirm
- Adaptive Checkout™Price not published
- InstallmentsPrice not published
- Pay in 4Price not published
In their own words
Affirm
Affirm is a buy now, pay later service for financing purchases at merchant checkout. Consumers can choose Pay in 4, billed in four interest-free payments every two weeks for orders from $50 to $249.99, or monthly installments. The Installments plan covers 3–60 months for orders up to $25,000; listed repayment terms overall range from six weeks to 36 months. Affirm states that rates are 0–36% APR based on credit, while Pay in 4 is 0% APR, and says consumers are not charged late or hidden fees. Each transaction is underwritten individually using traditional credit information plus factors such as transaction history and credit usage. Merchants can integrate through the Direct API, Android and iOS SDKs, or listed commerce and payment platforms, with separate sandbox and live API environments. Consumers can use Android and iOS apps, a Chrome extension, Apple Pay, and Google Pay. A merchant dashboard and support centers are provided.
Snapmint
Snapmint has no write-up on Specifiction yet; its figures are above.