Agicap vs BankConnector

Agicap connects banking and accounting flows for cash management, forecasting, payments, collections and bank reconciliation. It can project cash positions up to 13 weeks ahead using actual data, and bring cash flows together across banks, finance software and entities. Cash-balancing suggestions can inform transfers. The platform centralizes transactions and supports payments worldwide in any currency; receivables tools support collections, while payables tools help automate purchasing processes and control expenses. Agicap says it can match bank transactions with open invoices and trigger journal posting. Listed integrations include Oracle NetSuite, QuickBooks, Xero, SAP and Microsoft Dynamics, alongside custom API and SFTP options. A phone app includes balance and transaction views, dashboards, push notifications, approvals and reimbursements. Agicap is available on Android, iOS and web, with an API. The company is headquartered in Lyon, France, and was founded in 2016. There is no free plan; pricing is on request, with an annual offer and a 12-month minimum subscription. A 24-hour free trial is offered.

BankConnector provides bank integration through an API and ready-made ERP add-ons. It accepts payment instructions as canonical JSON, validates them against ISO 20022 schemas, business rules, and bank-specific requirements, then converts them to each bank’s required format. The site lists 308 banks in 55 countries. Supported connection methods include EBICS, SFTP, Danske Bank Webservice, Nordea Corporate Access, OP Webservice, and Bank Connect. It returns payment confirmations and provides incoming transactions and balances daily, or live where a bank supports it. Data includes payment statuses, balances, and daily or intraday statements in formats such as pain.001, camt.053, MT940, normalized JSON, and CSV. A ready-made Uniconta add-on supports paying, approving, and reconciling in the Uniconta Windows client. Sandbox use is free and unlimited, and the first 10 production payments are free with no card or time limit. Monthly plans are 100.00 EUR, 250.00 EUR, and 500.00 EUR, excluding VAT.