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SPECIFICTION
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Agicap vs Brankas

Agicap

agicap.com

Brankas

brankas.com

Side by side

FigureAgicapBrankas
Price from——
Free plan——
Free trialYesYes
Open source——
WebYesYes
iOSYesYes
AndroidYesYes
APIYesYes
Self-hosted—Yes
Plans published13
Spec score · Bank Connectivity Software8.3 (#5)8.6 (#2)
Founded2016Brankas says it was founded in 2016.
IntegrationsThe integrations page lists connections including Oracle NetSuite, QuickBooks, Xero, SAP, and Microsoft Dynamics, and describes custom API and SFTP options.Brankas says it is compatible with most core banking systems and technology stacks.
PaymentsAgicap says it centralizes transactions and supports payments worldwide in any currency.Direct supports account-to-account transfers and payments, while Disburse can send money in bulk or individually from a dashboard.
Security and complianceAgicap says it is ISO 27001:2022 certified, complies with GDPR, and encrypts data in transit and at rest.Brankas states that it is ISO 27001 certified and PCI-DSS compliant, and that it undergoes regular audits by financial regulators.
SupportThe pricing FAQ says customers can review the solution with an expert, and a custom demo request receives contact from a dedicated expert within the hour.Brankas offers implementation support from its certified team or an approved systems integration partner, and describes 1-to-1 post-sales support for its suite.
What it doesAgicap describes its AI-powered platform as connecting banking and accounting flows for cash management, forecasting, payments, collections, and bank reconciliation.Brankas aggregates financial institution APIs so businesses can build payment initiation, account information, and other financial services through one integration.

Plans

Agicap

  • Agicap subscriptionPriced on request

Agicap pricing →

Brankas

  • BasicPriced on request
  • EnterprisePriced on request
  • Open Finance SuitePriced on request

Brankas pricing →

In their own words

Agicap

Agicap connects banking and accounting flows for cash management, forecasting, payments, collections and bank reconciliation. It can project cash positions up to 13 weeks ahead using actual data, and bring cash flows together across banks, finance software and entities. Cash-balancing suggestions can inform transfers. The platform centralizes transactions and supports payments worldwide in any currency; receivables tools support collections, while payables tools help automate purchasing processes and control expenses. Agicap says it can match bank transactions with open invoices and trigger journal posting. Listed integrations include Oracle NetSuite, QuickBooks, Xero, SAP and Microsoft Dynamics, alongside custom API and SFTP options. A phone app includes balance and transaction views, dashboards, push notifications, approvals and reimbursements. Agicap is available on Android, iOS and web, with an API. The company is headquartered in Lyon, France, and was founded in 2016. There is no free plan; pricing is on request, with an annual offer and a 12-month minimum subscription. A 24-hour free trial is offered.

Visit agicap.com

Brankas

Brankas provides open finance and Banking-as-a-Service APIs for banks, financial institutions, technology companies, and businesses adding financial services to their products. Its APIs can retrieve account and transaction data from multiple institutions through one integration. Data products include Balance, Statement, Income, and Expense; Direct supports account-to-account transfers and payments, while Disburse sends funds individually or in bulk from a dashboard. The Open Finance Suite supports open banking compliance and Banking-as-a-Service with cloud, on-premise, or hybrid deployments. Brankas says it is compatible with most core banking systems and technology stacks. Its coverage page lists institutions in the Philippines, Indonesia, and Thailand, with product support and availability varying by institution. Android and iOS Tap SDKs can launch an embedded WebView for Brankas product flows. Developers can create API keys for sandbox and live environments. Brankas says it uses HTTPS and encryption, does not store end-user credentials, and holds ISO 27001 and PCI-DSS certifications. Pricing is available on request; the Suite describes projects of 8–12 weeks and one-to-one post-sales support.

Visit brankas.com