Agicap vs Trovata TMS
Agicap
agicap.com
Trovata TMS
trovata.ioSide by side
| Figure | Agicap | Trovata TMS |
|---|---|---|
| Price from | — | $2,000/mo |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 2 |
| Spec score · Bank Connectivity Software | 8.3 (#5) | 8.0 (#14) |
| Founded | 2016 | 2016 |
| Headquarters | Lyon, France | Solana Beach, California, United States |
| Integrations | The integrations page lists connections including Oracle NetSuite, QuickBooks, Xero, SAP, and Microsoft Dynamics, and describes custom API and SFTP options. | Officially listed integrations include NetSuite, Sage Intacct, Oracle Fusion, SAP and FloQast, with API and SFTP connectivity for other systems. |
| Payments | Agicap says it centralizes transactions and supports payments worldwide in any currency. | Payments can be initiated, approved and released through policy-controlled workflows with real-time updates to cash, forecasts and accounting. |
| Support | The pricing FAQ says customers can review the solution with an expert, and a custom demo request receives contact from a dedicated expert within the hour. | The base package includes 3–5 hours of live training and unlimited in-app technical support. |
| Target users | Agicap describes its platform as built for daily cash management and identifies finance teams, decision-makers, and treasurers as users. | Trovata TMS is designed for treasury teams managing multi-bank, multi-entity, and multi-currency environments, finance leaders, and accounting teams. |
| What it does | Agicap describes its AI-powered platform as connecting banking and accounting flows for cash management, forecasting, payments, collections, and bank reconciliation. | Trovata TMS is a cloud-native treasury system using real-time bank connectivity and normalized financial data across cash, banking, capital markets, payments and accounting. |
Plans
In their own words
Agicap
Agicap connects banking and accounting flows for cash management, forecasting, payments, collections and bank reconciliation. It can project cash positions up to 13 weeks ahead using actual data, and bring cash flows together across banks, finance software and entities. Cash-balancing suggestions can inform transfers. The platform centralizes transactions and supports payments worldwide in any currency; receivables tools support collections, while payables tools help automate purchasing processes and control expenses. Agicap says it can match bank transactions with open invoices and trigger journal posting. Listed integrations include Oracle NetSuite, QuickBooks, Xero, SAP and Microsoft Dynamics, alongside custom API and SFTP options. A phone app includes balance and transaction views, dashboards, push notifications, approvals and reimbursements. Agicap is available on Android, iOS and web, with an API. The company is headquartered in Lyon, France, and was founded in 2016. There is no free plan; pricing is on request, with an annual offer and a 12-month minimum subscription. A 24-hour free trial is offered.
Trovata TMS
Trovata TMS is a cloud treasury management system for teams handling cash across multiple banks, entities, and currencies. It connects to banks in real time and normalizes financial data, giving users prior-day and intraday cash positions. Forecasts combine historical trends, ERP inputs, and capital-markets activity, then compare projections with actuals. The platform centralizes bank accounts, signers, documents, and approvals, while automating account maintenance, compliance reporting, and fee analysis. Policy-based workflows support payment initiation, approval, and release, updating cash, forecasts, and accounting as transactions move. Reconciliation covers bank activity, payments, and ERP data, with journal entries for cash, interest, foreign exchange, and accruals. Trovata AI offers natural-language chat and agents for insights, narratives, anomaly detection, reconciliation summaries, and alerts. Integrations include NetSuite, Sage Intacct, Oracle Fusion, SAP, and FloQast, with APIs for other systems. It runs on web, iOS, and APIs.