AI Payments vs Amatyx
AI Payments
aipayments.com
Amatyx
amatyx.comSide by side
| Figure | AI Payments | Amatyx |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 0 |
| Spec score · Payment Orchestration Platforms | 7.4 (#13) | 7.6 (#10) |
| Decline recovery | Decline recapture retries failed transactions using intelligent logic, according to the product homepage. | The platform can retry eligible failed transactions through another provider using cascading and failover. |
| Integrations | The site describes connections to multiple processors, gateways, and acquirers through a single API but does not name specific providers on the opened orchestration page. | The site offers direct API, hosted payment page, and embedded checkout integration options, with REST API and webhooks. |
| Product | AI Payments describes itself as a global acquiring and payment orchestration platform for merchants. | Amatyx is a payment orchestration platform connecting businesses to payment providers through one integration. |
| Security | The privacy policy says the company uses encryption in transit and at rest, access controls, and regular security assessments. | The site states PCI DSS Level 1, 3DS2, ISO 27001, and GDPR compliance, and says card data is tokenised end-to-end and never touches merchants’ servers. |
| Support | The About page lists 24/7 agentic support. | The contact page says the team usually responds within one business day. |
Plans
In their own words
AI Payments
AI Payments has no write-up on Specifiction yet; its figures are above.
Amatyx
Amatyx is a payment-orchestration platform that links businesses to payment providers through one integration. Its gateway connects multiple acquirers and accepts cards, wallets, local methods and crypto. Smart Routing and Cascading chooses routes using card type, country, currency, amount, risk score, merchant rules and provider health, then can retry eligible failures through another provider. Checkout can use a direct API, hosted payment page or embedded form, while payment links provide one-time or reusable URLs. Online Checkout supports more than 30 currencies where configured routes and providers allow them. Finance tools generate settlement statements, match transactions, manage exceptions and track reserves; payout networks listed are SEPA, SWIFT and Faster Payments. The Merchant Portal covers monitoring, roles, permissions, API keys and webhooks. Security listings include PCI DSS Level 1, 3DS2, ISO 27001, GDPR compliance and AML readiness. Pricing is on request. Amatyx states it is not a bank and does not hold or settle client funds.