AI Payments vs IXOPAY
AI Payments
aipayments.com
IXOPAY
ixopay.comSide by side
| Figure | AI Payments | IXOPAY |
|---|---|---|
| Price from | — | $1,000/mo |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 2 |
| Spec score · Payment Orchestration Platforms | 7.4 (#13) | 8.9 (#3) |
| Product | AI Payments describes itself as a global acquiring and payment orchestration platform for merchants. | IXOPAY provides enterprise-grade payment orchestration, tokenization, and payments intelligence. |
| Security | The privacy policy says the company uses encryption in transit and at rest, access controls, and regular security assessments. | IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and payment orchestration platforms. |
Plans
In their own words
AI Payments
AI Payments has no write-up on Specifiction yet; its figures are above.
IXOPAY
IXOPAY provides payment orchestration, tokenization, and payments intelligence for merchants and fintechs. One API integration connects to more than 200 payment providers and 300 payment methods. Adapters connect to acquirers, processors, gateways, and third-party tools such as CRM, ERP, and SMTP services. Supported payment channels include online, mobile, point-of-sale, hosted payment pages, and server-to-server. Smart transaction routing and strategic retries are intended to improve conversion and recover declined payments. The platform automates reconciliation and reporting, with shareable insights for finance, product, and operations teams. Universal Tokens use a common format across multiple payment service providers. IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and orchestration platforms and states that it complies with GDPR. It also offers a white-label solution for ISOs, PSPs, banks, ISVs, and payment facilitators. The Developer Hub provides guides, recipes, an API explorer and reference, and operating guides. The cloud platform supports Android, iOS, web, and API access. A sandbox is available at no cost for evaluating tokenization. Plans start at $1,000 a month; full pricing requires contacting IXOPAY.