AI Payments vs PayServ Multi-PSP Platform
AI Payments
aipayments.com
PayServ Multi-PSP Platform
payserv.comSide by side
| Figure | AI Payments | PayServ Multi-PSP Platform |
|---|---|---|
| Price from | — | $99/mo |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 6 |
| Spec score · Payment Orchestration Platforms | 7.4 (#13) | 8.7 (#6) |
| Compliance | The orchestration page says routing card data through AI Payments can reduce a merchant’s PCI compliance scope; it does not state that the product is PCI certified. | PayServ identifies itself as an Independent Software Vendor and software aggregator, and says its integration scope is PCI-DSS SAQ A. |
| Integrations | The site describes connections to multiple processors, gateways, and acquirers through a single API but does not name specific providers on the opened orchestration page. | PayServ documentation describes connectors for providers including Stripe, Adyen and PayPal, while the homepage lists wallets and ACH payment methods. |
| Security | The privacy policy says the company uses encryption in transit and at rest, access controls, and regular security assessments. | The platform page says PSP-hosted fields capture card data, raw cardholder data does not transit PayServ servers, and credentials are encrypted at rest with AES-256-GCM and transmitted over TLS 1.3. |
| Support | The About page lists 24/7 agentic support. | The pricing page lists community support for Free, email and chat for Scale, priority support for Growth, and a dedicated customer success manager for Enterprise. |
Plans
PayServ Multi-PSP Platform
- FreeFree
- Scale$99 a month
- Growth$299 a month
- CustomPriced on request
- EnterprisePriced on request
- StandardPriced on request
In their own words
AI Payments
AI Payments has no write-up on Specifiction yet; its figures are above.
PayServ Multi-PSP Platform
PayServ Multi-PSP Platform helps merchants evaluate, test, certify, and route payments across payment service providers. It supports automated functional, regression, and performance testing, parallel PSP evaluation, and certification reports. Named provider connections include Stripe, Adyen, Fiserv, PayPal, Authorize.net, Square, Payoneer, and Braintree. Configurable routing and automatic failover are available; the product page states rerouting takes under 800ms. A unified REST API and client SDKs for Node.js, Java, Python, and PHP support integration work. PayServ's AI agents answer PSP integration questions, generate code, and create test scenarios. The Free plan costs nothing and includes one PSP sandbox connection and up to 500 test transactions per month, plus 20 AI Copilot queries per day and 50+ test scenarios. Scale costs $99 a month; Growth costs $299 a month. A 14-day trial is listed. PayServ says provider-hosted fields capture card data, raw cardholder data does not pass through its servers, and credentials are encrypted at rest with AES-256-GCM and in transit over TLS 1.3.